Learn how travel insurance may provide emergency evacuation for travelling Canadians
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You can plan the perfect family vacation but sometimes events on the ground change everything. In rare situations like natural disasters, civil unrest, or other serious threats, you may need to leave your destination quickly and get to a safer place.
That’s where travel insurance that includes security evacuation may help. If your trip is disrupted by a covered event - like an earthquake cutting short your time in New Zealand—your coverage may assist with arranging and paying for transport to a safer location.
If you need to be evacuated from your travel destination due to a covered reason, you may be covered for the costs for transportation to the closest place of safety, as well as additional costs for food and lodging. You may also be covered for transportation back home to Canada, or to your destination once it is safe (up to the maximum benefit limits shown in your policy documents). While most trips go as planned, having this kind of support in place means you’re better prepared if a situation escalates and you need to act fast.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Not covered Get a quote |
Up to $50,000 CAD Get a quote |
Up to $100,000 CAD Get a quote |
Up to $50,000 CAD Get a quote |
If you have a World Nomads plan and qualify for this coverage, the security evacuation benefit may apply if an unexpected event occurs that’s listed as a ‘covered reason’ in your policy. This event can happen in any of the destinations included under your plan.
However, coverage doesn’t extend everywhere or in every situation. Sanctioned countries, or those with a “do not travel” advisory issued by the Canadian government, are not covered.
For full details on included and excluded destinations, it’s important to check your policy document and review the latest country coverage information.
Here are our most frequently asked questions about cover for security evacuation. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
If an unexpected hurricane, or another covered natural disaster happens while you’re in your destination and there is enough widespread damage that it is uninhabitable, dangerous, and officially declared a disaster area by the government of the destination country, you may be evacuated and transported to the nearest place of safety if you have a World Nomads plan that includes travel insurance for security evacuation.
World Nomads has four travel insurance plans for Canadian residents – three single-trip plans and an annual multi-trip travel insurance plan. All of the plans may include travel insurance for security evacuation except the Standard Plan, which is the most basic plan. If you want to have security evacuation benefits included in your travel insurance plan, you’ll want to select from the Explorer, Epic, or Annual Multi-Trip Plans. When you get a quote for travel insurance, you can compare the maximum benefit limits for each plan and choose the plan that offers the level of coverage that you need.
World Nomads Travel Insurance for Canadian residents includes trip cancellation benefits, and you may cancel your trip for a covered reason – including travel advisories issued by the Government of Canada, Health Canada, or the appropriate authority at your destination country. Advisory recommendations for epidemics and pandemics are not covered, though. If you need to cancel your trip for a covered reason, you may be reimbursed for non-refundable, prepaid, forfeited, unused expenses such as airfare, hotel accommodations, and tours (up to maximum limits as shown in your policy documents).
When you get a quote for travel insurance for security evacuation, it will also include benefits for other unplanned situations such as emergency medical coverage, trip cancellation, lost baggage, and more. You’ll input information about your trip, including the destination and dates. It just takes a few minutes and you’ll then be shown the prices for the different single-trip and annual multi-trip travel insurance plans. At that point, you can choose the best travel insurance plan for your needs. Please note that travel insurance for security evacuation is not included in the Standard plan. If you want to make sure that benefit is included, you’ll need to purchase the Explorer, Epic, or Annual Multi-Trip plan. If you have questions about what is included in any of the plans, contact us and ask.
When you purchase travel insurance for security evacuation, your plan will include other benefits as well – including a benefit that may cover unexpected medical emergencies. If you get injured while travelling, it may cover unplanned expenses such as prescription medication, an ambulance ride, x-rays, and a hospital stay.
You must have Government Health Insurance Plan (GHIP) coverage in your home province for your entire trip to be eligible for the maximum emergency medical expenses benefit. If you don't, your total limit for all emergency medical expenses is limited to $40,000.
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Before your trip, check the latest government advice for any travel alerts for your destination.