Learn what is and isn't covered by travel insurance if you're pregnant.
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Congrats, mama-to-be! 🎉 Time to enjoy some fun before your little nomad arrives. Book that babymoon—you’ve earned it! And don’t forget to get travel insurance to cover any surprises along the way.
Yes – we don’t expect you to sit home for nine months, and we completely understand that you may be travelling. Unexpected travel situations can still happen when you’re expecting a little one, so it could be a good idea to consider travel insurance when you’re travelling while pregnant.
Just read your policy and make sure you understand what it does and doesn’t cover. Starting at nine weeks before your due date, travel insurance won’t cover any pregnancy-related medical issues. It also isn’t going to cover the costs of childbirth if the baby comes while you’re travelling. By your third trimester, your doctor may recommend that you stay close to home anyway.
It’s essential that you get in contact with our Emergency Assistance team as soon as possible so that you can get support.
Please be ready with the following:
Nomads tip: World Nomads Travel Insurance can also cover your travels within Canada! Your Government Health Plan is limited once you leave your province. Your travel insurance plan can protect your domestic travels outside of your home province too.
When travelling while pregnant, there are several benefits included in your travel insurance plan that could be especially important to you.
World Nomads offers two travel insurance plans for Canadian residents, both covering pregnancy-related medical issues up to 31 weeks:
Important: You must maintain coverage through your home province’s Government Health Insurance Plan. Without it, emergency medical coverage limits max out at CAD $40,000.
When requesting a pregnancy travel insurance quote, you can compare both plans side-by-side to choose the best fit. Unsure about coverage? Our customer service team is here to clarify any questions.
World Nomads covers more than 250 activities for Canadian residents. Let’s be real though – just because World Nomads covers so many activities, doesn’t mean you should be participating in all of them when you’re travelling while pregnant. Every person is different, and your doctor can give you the right advice for your particular situation. Once you know what activities are safe and you make a plan, you can then get a quote for travel insurance. At that time, you’ll need to list all of your planned activities. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time.
In most cases, yes - flying while pregnant is safe for healthy women, especially during the second trimester, which is often considered the safest time to travel. But every pregnancy is different, so always check with your doctor first. If they advise against flying, don’t risk it—travel insurance won’t cover you if you ignore medical advice.
Before booking, review your airline’s pregnancy travel policy. If you're near your due date, you may need a note from your doctor confirming your due date and any potential complications. No letter? You might be denied boarding—and that’s not something your travel insurance will cover.
Plan ahead, get your paperwork in order, and fly safe!
Travel insurance could cover several unplanned situations if you’re travelling while pregnant, but it isn’t meant to cover everything. If your doctors tell you not to travel while you’re pregnant, and you do it anyway, you won’t be covered by travel insurance.
A few other things that wouldn’t be covered include:
Got the diapers and onesies? Cool. Now here’s your travel checklist. Just because you’re expecting doesn’t mean you have to cancel all your adventures—unless your doctor says so, of course.
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.
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Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)
Contact the teamBefore your trip, check the latest government advice for any travel alerts for your destination.