If you forgot to buy travel insurance before you left, Canadians can still be covered
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With all the excitement of packing your bags, jumping on a plane, and jetting off to a faraway destination, travel insurance may slip your mind. If you forgot to buy travel insurance before leaving on your trip, you may be asking yourself “Can I buy travel insurance while already travelling?” The answer is yes! If you’ve left home without travel insurance or your plan has run out while you’re still on the road, don’t panic.
World Nomads has travel insurance plans for Canadian residents that you can buy online, anytime, from almost anywhere in the world – all you need is a good internet connection. Head to our website to get a quote. Answer a few simple questions about your trip and follow the prompts that will outline the coverage and benefits for the single trip and annual multi-trip plans that we offer. Make sure to read and accept the terms and conditions (including information on waiting periods, conditions and restrictions that may apply), pay for your insurance, and you’re done. It’s a simple process to buy travel insurance while already travelling, and within just a few minutes you’ll be back to lounging by the pool at your resort.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
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Emergency Medical Expenses: Up to $1,500,000 CAD Trip Interruption: Up to $2,500 CAD Lost or Stolen Bags: Up to $1,000 CAD, per item limit of up to $500 CAD Get a quote |
Emergency Medical: Up to $5,000,000 CAD Trip Interruption: Up to $10,000 CAD Lost or Stolen Bags: Up to $2,000 CAD, per item limit of up to $1,000 CAD Get a quote |
Emergency Medical: Up to $10,000,000 CAD Trip Interruption: Up to $15,000 CAD Lost or Stolen Bags: Up to $5,000 CAD, per item limit of up to $1,500 CAD Get a quote |
Emergency Medical: Up to $5,000,000 CAD Trip Interruption: Up to $10,000 CAD Lost or Stolen Bags: Up to $2,000 CAD, per item limit of up to $1,000 CAD Get a quote |
Hopefully, you’ll have a smooth vacation and won’t need to use your travel insurance benefits. But even by being overly cautious and planning ahead, unexpected situations such as sickness and injuries can happen. A survey showed that 40% of travellers have experienced medical issues when travelling abroad.
If you have a World Nomads Travel Insurance plan, and experience a sudden, unforeseen circumstance due to a covered risk, you’ll need to contact us as soon as possible and provide certain information that may include:
You can then file a claim online. Claims can be made through your World Nomads member’s page at: https://www.worldnomads.com/travel-insurance-claims or by calling Travel Guard and requesting a claim form. Depending on the reason for your claim, you’ll need to provide required documentation that may include:
Here are our most frequently asked questions about cover for buying away from home. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
Yes. With World Nomads, you may be able to buy a travel insurance plan even after your trip has started. As long as you have an internet connection, you can get a quote and purchase coverage online from almost anywhere in the world.
If your trip has already started, World Nomads can still offer you coverage. You can buy a plan online anytime, from almost anywhere in the world. If you buy a plan after departing from your home province, you won’t be covered for any loss or expense related to any injury or sickness that occurs in the 48-hour period after your departure date (as shown on your policy certificate). Your departure date will be 12.01am local time on the date that you are originally scheduled to start your trip as shown on your policy certificate. Also, after an event has occurred, such as a natural disaster, you can’t be covered for that specific event. New events may still be covered, but if you’ve bought your policy after a storm is named we won’t be able to cover you for losses related to that storm.
Yes. If you purchase a plan while already travelling, certain restrictions may apply — such as waiting periods or known events (like if a storm is already coming your way). There is a 48-hour waiting period before you have emergency medical coverage for injury or sickness. There are also pre-existing medical condition exclusions that apply to medical conditions and/or symptoms that existed prior to your policy start date. Always review your plan details to understand what is and isn’t covered before you buy. If you have any questions, contact us and ask.
Even if you’ve already left home, travel insurance may help with unexpected events like medical emergencies, stolen gear, or trip interruptions.
Yes. Your travel insurance plan from World Nomads is valid if you are travelling outside of your home province.
If you’re having fun and want to stay travelling longer, you may apply for an optional policy extension, as long as you haven’t made a claim and don’t have a reason to make one.
Protect your hard earned vacation from unexpected cancellation.
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Take the pain out of medical or dental costs.
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We’ll get you to hospital or home quickly.
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Covers the theft, damage or delay of your bags, tech and sports gear.
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Before your trip, check the latest government advice for any travel alerts for your destination.