Travel insurance for Morocco
From hiking through the Atlas Mountains to exploring the colorful medinas of Fez and Marrakech, learn how insurance for Morocco could help Canadian travellers.
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What’s the first thing that comes to mind when you think of Morocco? The leather tanneries and ancient city walls of Fez, the energetic souks of Marrakech, tree-climbing goats, Sahara Desert vistas, magnificent riads, and colorful mountain towns like the blue buildings built into the hills of Chefchaouen all come to mind for us. Of course, steaming pots of Moroccan mint tea, fragrant orange and olive groves, delicious tagines and couscous, and buzzing markets selling fresh produce and spices are not to be missed. Whatever your ideal trip looks like, Morocco offers adventure, natural beauty, a storied history blending Berber, French, Spanish, and Arab influences, and rich culinary and artisan traditions.
As great as Morocco is, you can bet we’ve seen all sorts of travel insurance claims from Canadians travelling there. International travel can be life-changing, but it also can involve those less-than-great moments - like sickness, missed flights, and lost baggage. Because of this, you may want to get a quote and purchase travel insurance for Morocco before you set forth on your journey.
- Do I need travel insurance for Morocco?
- Travel insurance for activities in Morocco
- Travel insurance for medical emergencies in Morocco
- Travel insurance for lost luggage in Morocco
- Travel insurance for cancelled, interrupted, or delayed trips
- Tips for travelling to Morocco from Canada
Do I need travel insurance for Morocco?
World Nomads travel insurance plans offer protection against certain unexpected and unforeseeable circumstances that might disrupt your travel plans. You’ll want to consider travel insurance to protect yourself against expenses related to unforeseen events like theft of your baggage or a missed connection due to inclement weather that grounds your flight, for example.
Travel insurance for Morocco can also protect against large medical bills resulting from accidents that may happen on your outdoor adventures such as surfing in Essaouira. Our travel insurance plans also include important travel, medical, and security assistance services designed to provide you with guidance before and during your trip.
We have two plans to choose from for different types of travellers and adventures. 
Cap Spartel Lighthouse near Tangier Morocco. Photo credit: Getty Images / Albert Engeln
Travel insurance for activities in Morocco
Whether you’re planning to go on a day hike or multi-day trek in the Atlas Mountains or learn to surf in Taghazout, World Nomads travel insurance covers Canadians for over 250 activities in Morocco. Rock climbing the walls of Todra Gorge, kayaking and white water rafting on the Ourika River in the High Atlas, and cycling along the winding roads in Dades Valley are all covered under travel insurance for Morocco.
It’s important to have a fairly concrete idea of your trip plans before you get a quote. You must list all your activities out when purchasing the plan—and if something happens while you are participating in an activity you didn’t list on your plan, then you won’t be covered. For example, if you go hiking while on your trip and you didn’t list that activity out when making your plan purchase, you won’t be covered if something were to happen on the trail. You may want to overshoot and list out all possible activities you may do, just in case.
Also keep in mind that you will be covered under the base plan to participate in various adventure sports, activities, volunteer, and work experiences, shown as Level 1, under both of our Standard and Explorer Plans. To have coverage for adventures sports, work, and activities listed as Level 2 or Level 3, you will need to upgrade your adventure sports coverage and pay an extra premium at the time you purchase your policy. Note: Special conditions and exclusions may apply to while taking part in certain sports and activities. For the full policy terms and conditions please review the policy wording.
The Souk of Marrakech, Morocco. Photo credit: Getty Images / Andrea Pistolesi
Travel insurance for medical emergencies in Morocco
Whether you have an accident while biking the precarious roads of Dades Gorge or end up with a serious bout of food poisoning, you can protect yourself from loss due to emergency medical expenses by purchasing a travel insurance plan for your trip to Morocco.
Water and food-borne illnesses are a potential risk in Morocco. Make sure to drink bottled, treated, or filtered water and be careful of the places where you eat fresh vegetables. Food poisoning is no fun and can put a damper on any vacation.
In a medical emergency, the first thing you should do (if you are medically able) is call the 24/7 Emergency Assistance Team. The team may be able to help you find a reputable medical center and could help organize the care you need. If you are unable to call until later, make sure you call them as soon as possible or have someone call on your behalf.
The Emergency Assistance Team can also help you navigate the unfamiliar health care system in Morocco, including assisting you with language barriers and finding the best places to seek medical treatment.
Travel insurance for lost luggage in Morocco
Lost or stolen bags is never something we plan for, but these things do happen. Did you arrive in Marrakech but your bag packed with hiking gear for your trek through the Atlas Mountains didn’t? The first step is to contact the airline.
If you’re lucky, your bags just took a detour and will eventually make their way to you. Even a delayed bag can be stressful though. If this happens and your bag is missing for 12 hours or more, your travel insurance for Morocco could still reimburse you for a change of clothes and toiletries, until you and your bag are reunited.
Theft is something to be aware of in Morocco. It’s important to be especially vigilant in crowded tourist areas and medinas, where bag snatching and pickpocketing is known to happen. If your stuff is stolen from under your nose, your travel insurance plan could also reimburse you for what was lost (deprecation and plan limits will apply). When picking a plan, you may want to consider the amount of baggage coverage available and make sure you are comfortable with the maximum amount. The Standard and Explorer plans each have different limits. 
Tourist at Ait Benhaddou at sunrise, Morocco. Photo credit: Getty Images / Matteo Colombo
Travel insurance for cancelled, interrupted, or delayed trips to Morocco
Sometimes your plans just don’t work out. World Nomads travel insurance plans include trip cancellation, trip interruption, and trip delay benefits for certain covered risks and may provide reimbursement for your unused, pre-paid, non-refundable travel expenses should you experience an unexpected travel hiccup.
Trip cancellation and Trip interruption coverage can help protect you in case of emergencies before your leave, or back home in Canada after you’ve departed. If you need to cancel or interrupt your trip due to a covered reason such as a medical emergency or the death of an immediate family member, you may be eligible for reimbursement of your unused, pre-paid travel expenses, (up to plan limits) like hotel stays or transportation tickets, that you can no longer use.
Tips for travelling to Morocco from Canada
As much as you may have planned each detail of your Moroccan adventure, the unexpected can still happen. We encourage you to check out the Canadian government’s safety warnings for Morocco before you leave. Up-to-date warnings— including weather advisories and political situations—will be listed on the website.
It’s also a good idea to save the 24/7 Emergency Assistance phone number and your plan
number in your cell phone so you don’t have to search for that if an emergency happens. A lot of Morocco is French speaking, although the dialect might be quite different from the French Canadian that you’re used to. A few Arabic phrases can also come in handy to communicate in markets and restaurants.
You may also want to read up on some travel and cultural tips to familiarize yourself with local customs. Modest dress and a light-weight scarf is recommended for women to cover your head and shoulders at religious sites and in rural, more conservative regions. Be wary of scams at markets and don’t be afraid to engage in friendly haggling!
As with anywhere you visit, add a few unexpected destinations to your itinerary, such as the historic city of Tangier or join the El-Kelaa M'Gouna Rose Festival. And seek out community-driven experiences that connect you with local culture and give back to the communities you’re visiting.
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, of if you have questions, just ask us.
Traveler Tip 1: make copies of all key documents you’ll be travelling with – passport, ID, travel insurance, receipts, vouchers, addresses, transportation tickets – and keep them separate from the originals while abroad so you’ll have backups and proof of purchase if anything happens.
Traveler tip 2: if you’re a victim of theft, to file a claim, be sure you get a police report or other written documentation such as a property irregularity report from your common carrier.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Protect your hard earned vacation from unexpected cancellation.
- Explorer Plan: $5,000
- Standard Plan: $2,500
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Insurance
Take the pain out of medical or dental costs.
- Explorer Plan: $10 million
- Standard Plan: $5 million
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Evacuation & Repatriation
We’ll get you to hospital or home quickly.
- Explorer Plan: $500,000
- Standard Plan: $500,000
Emergency Evacuation & Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Covers the theft, damage or delay of your bags, tech and sports gear.
- Explorer Plan: $3,000
- Standard Plan: $1,000
Protect your gear
- Passport stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Medical Expenses
- Emergency Dental for Injury or Sickness
- Bedside Companion Travel and Subsistence
- Emergency Professional Services
- Emergency Evacuation and Repatriation
- Return of Travel Companion/Dependent Children
- Return to Your Trip Destination
- Return of Remains
- Travel Accident
- Flight Accident
- Trip Cancellation
- Trip Interruption
- Trip Delay
- Baggage and Personal Effects Theft or Damage
- Baggage and Sporting Equipment Delay
- Travel Documents Theft or Damage
- Sporting Equipment Theft or Loss by a Common Carrier
- Covered Adventure Sports listed in Policy
Assistance Services Included
- LiveTravelTM Emergency Assistance
- Worldwide Travel Assistance
- Adventure Travel Hotline
- 24/7 Security
- Travel Medical Assistance
- Bag Trak
24/7 emergency assistance
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)
Contact the teamBefore your trip, check the latest government advice for any travel alerts for your destination.