Cambodia, Laos and Vietnam
Essential travel insurance tips
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At a glance
- Emergency medical help abroad: Coverage for hospital stays, ambulance transport, prescriptions, and emergency dental treatment when you’re injured or sick overseas.
- Medical evacuation and repatriation: If medically necessary, World Nomads can arrange and cover your transport to the nearest suitable hospital—or even back home.
- 24/7 global assistance: Our Emergency Assistance team is on call 24/7 to help you find suitable care, communicate with doctors, and coordinate logistics in any language and in any time zone.
- Stay healthy on the road: Get pre-trip telehealth advice, upload portable medical records, and follow simple steps to prevent foodborne illness and altitude sickness while traveling.
- Do I need travel insurance benefits for a trip to Antarctica?
- What Travel Protection Plan Should I Get for My Trip to Antarctica?
- Coverage for Activities in Antarctica
- How much does a travel protection plan for an Antarctica trip cost?
- Medical Expense, Emergency Evacuation and Repatriation
- Baggage Protection
- Trip Cancellation
- Travel Safety Tips we recommend for trips to Antarctica
Do I need travel Insurance for Asia?
One of the top reasons our nomads buy travel medical insurance is to protect themselves if they get sick or injured while abroad. Food poisoning, car accidents, or sudden illness can strike when you least expect it. Sometimes you just need a doctor to prescribe medicine, but serious cases may require hospitalization, surgery, or emergency evacuation.
Your regular health insurance back home may not cover you once you leave the country, which can make getting care abroad expensive and complicated. With travel insurance that includes overseas medical coverage, you can get help arranging treatment and avoid paying high out-of-pocket costs if you end up in a hospital or need emergency care while traveling.
Emergency Medical Coverage: Plan Comparisons
Choosing the right travel insurance coverage depends on your trip type and planned activities. We offer four plans – Standard, Explorer, Epic and Annual – each with different coverages or levels of coverage.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Ideal for: Coverage Includes:
Covering the basics for your Asia trip. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available (not in NY). Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available (not in NY). Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available (not in NY). Get a quote |
Coverage for activities in Asia
- Scuba diving
- Mountain biking
- Surfing
- Bungee jumping
- Skiing
Common insurance considerations for Asia
Motorbiking
Motorbike accidents are all too common in certain parts of Asia. We encourage you to have the proper in-country license for operating a motorbike and follow all local laws. Check out country-specific requirements before renting a motorbike and learn more here.
Medical Expense, Emergency Evacuation and Repatriation
In case of unexpected illness or injury on your trip to Asia, the medical expense travel insurance benefit may reimburse necessary emergency medical expenses while traveling. If local care is inadequate in your immediate area, the emergency evacuation and repatriation insurance benefit may cover transport to the nearest adequate medical facility or home for treatment if you suffer an injury that is severe, acute or life- threatening. (Exclusion applies to Adventure or Extreme Activities.).
Baggage
If your checked luggage is lost by your common carrier en route to your trip to Asia, travel insurance benefits may help reimburse you for lost items. If your baggage is lost on your flight, contact the airline first and then contact our Delayed or Lost Baggage Tracking and Delivery service, which is another of our non-insurance service partners.
Trip Cancellation
Unexpected events like natural disasters, illness, or family emergencies may force you to cancel your trip to Asia. Trip cancellation insurance coverage may help reimburse prepaid, non-refundable expenses if your trip to Asia is cancelled due to a covered reason.
Traveler Tips
- Make use of our non-insurance service perks included in all plans.
- Pre-Departure Telehealth Service – chat virtually with a medical professional who can prescribe you travel medications, like for altitude sickness or traveler’s diarrhea. They can even prescribe you necessary vaccines.
- Portable Medical Records – upload your medical records online so your necessary information travels with you.
- Be smart about food and water. To avoid foodborne illness while traveling, follow the rule: boil it, cook it, peel it, or forget it. Don’t forget about safe water for brushing your teeth too.
- Prepare a basic travel health kit. Pack essentials like pain relievers, bandages, electrolyte packets, and prescription meds. Include copies of your insurance card and emergency contact numbers.
- Stay aware of altitude and climate risks. If you’re traveling to high elevations or hot, humid regions, learn the symptoms of altitude sickness or heat exhaustion and pace yourself.
FAQ
Here are our most frequently asked questions about cover for non-insurance services. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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Does my U.S. health insurance cover me overseas?
In most cases, your domestic health insurance or Medicare won’t cover you outside the U.S. That’s where travel medical insurance comes in — it can help pay for hospital stays, doctor visits, or emergency medical evacuations abroad.
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What happens if I get hospitalized while traveling abroad?
If you’re admitted to a hospital overseas, contact the 24/7 Emergency Assistance team right away. They can help arrange treatment, provide translation support, and in some cases, coordinate direct payment with the hospital so you can focus on recovery, not paperwork.
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How do I know if I need emergency medical evacuation coverage?
If you’re traveling to a remote area or a destination with limited medical facilities, including cruise ships, medical evacuation coverage can be a lifesaver. It covers the cost of transport to the nearest suitable hospital or even back home if medically necessary.
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Does travel insurance cover adventure sports or motorbike accidents?
Yes, we cover 250 adventure activities, including hiking, diving and motorbike riding. Always check your policy for included sports and coverage limits before heading out.
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Can I get coverage for pre-existing medical conditions?
Some pre-existing conditions may be covered if you buy your plan within the time-sensitive period and you’re medically fit to travel at the time of purchase. Check your plan details to see if your condition qualifies.
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How do I file a travel medical insurance claim after my trip?
Save all documentation — medical reports, receipts, and discharge papers. You can file your claim online within 20 days of treatment, and our claims team will guide you through the process.
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What’s the difference between travel medical insurance and trip cancellation insurance?
Travel medical insurance helps cover emergency medical expenses and evacuations while you’re abroad, while trip cancellation insurance coverage helps reimburse prepaid, nonrefundable trip costs if you have to cancel for a covered reason. Many travelers choose plans that include both.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Protect your hard earned vacation from unexpected cancellation.
- Explorer Plan: $5,000
- Standard Plan: $2,500
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Medical Insurance
Take the pain out of medical or dental costs.
- Explorer Plan: $10 million
- Standard Plan: $5 million
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Evacuation & Repatriation
We’ll get you to hospital or home quickly.
- Explorer Plan: $500,000
- Standard Plan: $500,000
Emergency Evacuation & Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Protect your gear
Covers the theft, damage or delay of your bags, tech and sports gear.
- Explorer Plan: $3,000
- Standard Plan: $1,000
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Medical Expenses
- Emergency Dental for Injury or Sickness
- Bedside Companion Travel and Subsistence
- Emergency Professional Services
- Emergency Evacuation and Repatriation
- Return of Travel Companion/Dependent Children
- Return to Your Trip Destination
- Return of Remains
- Travel Accident
- Flight Accident
- Trip Cancellation
- Trip Interruption
- Trip Delay
- Baggage and Personal Effects Theft or Damage
- Baggage and Sporting Equipment Delay
- Travel Documents Theft or Damage
- Sporting Equipment Theft or Loss by a Common Carrier
- Covered Adventure Sports listed in Policy
Assistance Services Included
- LiveTravelTM Emergency Assistance
- Worldwide Travel Assistance
- Adventure Travel Hotline
- 24/7 Security
- Travel Medical Assistance
- Bag Trak
Before your trip, check the latest government advice for any travel alerts for your destination.