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COVID-19 Travel Insurance

Planning a trip during a pandemic? Here’s how travel insurance can (and can’t) cover you.

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With coronavirus (COVID-19) outbreaks around the world, it’s more important than ever to get trip protection even when vaccine rollouts are underway.

Does my travel insurance cover COVID-19?

World Nomads plans build in benefits that support you should you unexpectedly get sick while traveling. Our medical coverage includes benefits for serious illnesses, such as COVID-19, or being placed under strict quarantine by a physician or government mandate, among other scenarios.

World Nomads travel insurance coverage for COVID-19

Trip cancellation

This benefit helps you recover non-refundable, pre-paid trip costs when you have to cancel your trip for a covered reason, including for an unexpected sickness that keeps you from traveling.

Emergency medical

The only thing worse than catching COVID-19 is getting infected away from home. If you get sick with COVID-19 or another illness, you can get diagnostic tests to confirm your case and other emergency medical benefits.

Medical evacuation

If you're in an inadequate medical facility, our plans have benefits that can arrange a transfer to a hospital capable of treating your medical needs.

Trip interruption

During your travels, you might have to return home early. With trip interruption, you could get reimbursed for a one-way, economy-class ticket home and any pre-paid, unused portions of your trip if you need to change your plans for a covered reason.

Trip delay

Even when there isn’t a pandemic, traveling can have its bumps and hiccups. If your travels are delayed at least six hours by a covered event, you could get reimbursed for meals, hotels and other basic expenses.

FAQ

Here are our most frequently asked questions about buying travel insurance for COVID-19. You can also find the answers to other questions in our Help center or you can contact us. 

  • Is COVID-19 covered as a sickness under the World Nomads Travel Protection Plan?

    World Nomads travel Protection Plan purchased by U.S. residents may provide coverage for specified benefits if you test positive for the COVID-19 virus.

    These benefits may include emergency medical, emergency medical evacuation, trip delay and trip interruption coverage if you contract COVID-19 while traveling.

    You may also be eligible for trip cancellation coverage for pre-paid non-refundable travel expenses such as flights, hotels and excursions covered by your Travel Protection Plan as part of your covered trip, if after you purchase your Travel Protection Plan, your doctor advises you that you are unfit to travel on your scheduled departure date due to being diagnosed with COVID-19.

  • How can the World Nomad’s Travel Protection Plan help if I'm concerned about traveling because of COVID-19?
    Your World Nomad’s Travel Protection Plan can help with emergency medical treatment for unexpected injury or sickness, including contracting COVID-19 while you are traveling on your trip. You may also be eligible for Trip Interruption benefits if your travel arrangements have changed mid-trip because you’ve contracted COVID-19. You may also qualify for Trip Cancellation coverage if after you purchase your Travel Protection Plan and your doctor advises you that you are unfit to travel on your scheduled departure date due to being diagnosed with COVID-19. Please note, pre-existing conditions are excluded.
  • What if my flight is delayed or cancelled by the airline?
    If your flight is delayed or cancelled, Trip Interruption and Trip Delay benefits may be available. Please check your specific travel protection plan for terms and conditions. Time restrictions may apply. Also, please check with your travel provider to determine your options.
  • If I become ill with COVID-19, am I covered?

    If you become ill with COVID-19 prior to your departure and after the effective date of your plan, you may be eligible for Trip Cancellation coverage. These claims will require a confirmed diagnosis from a physician with proof of illness that states you are medically unable to travel at the time of departure.

    If you become ill with COVID-19 while on your trip and your plan includes medical expense coverage, you may be covered for Medical Expense and Trip Interruption benefits with a confirmed diagnosis, including proof of illness from a doctor. Please review your specific plan for the details and limits of such coverage.