US Residents can protect their student trips with travel insurance benefits
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Every year, more than 300,000 U.S. students study, intern, or volunteer abroad for academic credit — and another 40,000 to 60,000 take a gap year to explore the world before or after college. Whether you’re earning credits overseas, teaching English, or backpacking through a new country, travel doesn’t always go according to plan. Lost luggage, sudden illness, or an accident on a weekend trip can quickly turn your adventure into a stressful situation. With a World Nomads Travel Insurance plan, students may explore with confidence knowing they’re protected for those “just in case” moments.
Many students discover that their health insurance back home doesn’t extend overseas — which can make even basic medical care expensive. Travel protection coverage for students may help cover unexpected medical costs if you get sick or injured abroad, from food poisoning to emergency evacuation. It may also offer coverage for trip interruptions, lost belongings, or travel delays — so you can focus on your studies (or your next adventure), not surprise expenses.
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Standard Plan |
Explorer Plan |
Epic Plan |
Annual Plan |
| 180 days Get a quote |
180 days Get a quote |
180 days Get a quote |
45 days per trip Get a quote |
Keep copies of important documents: Store photos of your passport, student ID, and travel insurance in secure cloud storage in case your bag or wallet goes missing.
Know the local emergency numbers: 911 doesn’t work everywhere. Save the local police, ambulance, and embassy contacts before you go.
Stay alert in shared spaces: Student housing and hostels can attract petty theft — use locks and keep valuables out of sight.
Respect local laws and customs: Even minor infractions can have serious consequences abroad. Learn basic local etiquette and avoid political demonstrations.
Practice safe nightlife habits: Go out with friends you trust, keep an eye on your drink, and plan how you’ll get home safely — especially in unfamiliar cities.
Not sure where you should go for your study abroad or gap year? Some of our best memories came from the time we spent overseas. While the research may seem daunting, trust us – it’s worth it! Here are some sites to get your started:
20251114-4962376. This is not a full list of what is and isn’t covered, so please check your plan document for a full list of maximums, terms, conditions, limitations and exclusions that may apply to your state specific plan. Any example scenarios provided above are not a guarantee of coverage. All claims are subject to review, require documentation and are considered individually. Exclusion applies to Adventure or Extreme Activities.Here are our most frequently asked questions about cover for student travel insurance. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
Our Travel Protection plans for student trips are designed to help protect students while studying, interning, volunteering, or traveling abroad. A World Nomads plan may provide coverage for overseas medical emergencies, trip cancellations, lost baggage, and more — helping you travel with confidence while focusing on your studies or adventures.
U.S. health insurance plans may not cover you outside the country, which can make medical care abroad expensive. World Nomads Travel Insurance offers plans for student trips that may help reimburse costs for hospitalization, prescriptions, and emergency evacuation — plus offer support if your trip is interrupted or your belongings are lost.
Yes. Whether you’re taking a semester off to explore or joining a structured gap year program, World Nomads offers flexible coverage for independent travelers. Plans may include benefits for medical emergencies, trip disruptions, and adventure activities, depending on your plan purchased. Keep in mind though that the Standard, Explorer and Epic plans all have a 180-day trip maximum and the Annual Plan has a 45-day per trip maximum. Give us a call if you have any questions.
World Nomads is known for covering more than 250 adventure activities — from hiking and scuba diving to volunteering and skiing. Check your plan details to confirm which activities may be covered before you go.
With World Nomads, you can choose a plan that fits the length of your trip — from a few weeks to up to 180 days for a single trip. If your study program or gap year extends, you can buy a new plan to stay covered. Pre-existing conditions are excluded from our plans. However, you could be eligible for the Pre-Existing Medical Condition Exclusion Waiver if you purchased the Epic or Explorer plan during the time-sensitive period. Additional terms apply.
World Nomads may provide coverage for trip cancellations and trip interruptions caused by covered events like illness, injury, or severe weather — giving you some financial protection if your plans change unexpectedly.
Protect your hard earned vacation from unexpected cancellation.
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Take the pain out of medical or dental costs.
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We'll provide assistance to get you to the hospital or home quickly.
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Covers the loss, theft or damage of your bags, tech and gear.
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The amounts listed represent the maximum benefit amount.
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Before your trip, check the latest government advice for any travel alerts for your destination.