Discover the exciting benefits of our enhanced travel insurance
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We're thrilled to announce a range of improved benefits, limits and services, along with the introduction of our new Annual Multi-Trip travel insurance product for UK travellers, designed to enhance your travel experience.
These new features bring you more coverage options and greater feature benefits, ensuring that every adventure is safeguarded. What hasn't changed is our commitment to the values and ideals that have always made World Nomads the preferred choice for adventure-minded travellers. Let’s dive in and explore what’s new.
New features added – even more on the way:
SmartDelay™: Our SmartDelay service hooks you up with free lounge access if your flight's delayed by 90 minutes or more. The service is available on all Annual Multi-Trip and Single Trip policies. The lounge pass will also be extended to up to 4 of your travelling companions, provided they’re listed on your policy and travelling on the same delayed flight. Check the Terms & Conditions to learn more about how the service works.
Coming soon: Air Doctor: Air Doctor is a platform designed to connect travellers with trusted healthcare professionals around the world. Through this soon-to-be-added feature, World Nomads travel insurance customers will gain access to a network of carefully vetted doctors, ensuring they receive quality medical care wherever they may be. Whether seeking treatment for minor illnesses or emergency situations, travellers can rely on Air Doctor to provide them with access to medical professionals who speak their language and understand their needs.
What type of cover do I get with World Nomads new Annual Multi-Trip or Single Trip insurance policies?
When you choose a travel insurance policy, understanding the extent of coverage is paramount. Let's explore the benefits and limits associated with both the new Annual Multi-Trip and updated Single Trip insurance plans offered by World Nomads (as of June 27, 2024).
Annual Multi-Trip & Single Trip insurance (Standard):
- Cancelling or Cutting Short Your Trip: Benefit up to £3,000 for non-refundable costs incurred due to unexpected trip cancellation or early return.
- Emergency Medical Expenses Overseas: Coverage of up to £5,000,000 for medical assistance, treatment, evacuation, and repatriation.
- Personal Baggage: Protection of up to £1,500 against loss, theft, or damage to personal belongings during travel (£125 per item; £250 overall limit for valuables & gadgets).
- Travel Documents: Reimbursement of expenses up to £300 for replacing lost or stolen travel documents.
- Delayed Baggage: Benefit of £100 for purchasing essential items in the event of delayed baggage for more than 24 hours.
- Personal Accident: Coverage of £10,000 for accidental death or permanent total disablement (£5,000 for individuals under 18).
- Personal Liability: Protection of up to £2,000,000 for damages if legally liable for causing injury, death, or property damage to a third party.
- Additional Upgrades: Optional upgrades available for high-value luggage items.
Annual Multi-Trip & Single Trip insurance (Explorer):
- Cancelling or Cutting Short Your Trip: Benefit up to £5,000 for non-refundable costs incurred due to unexpected trip cancellation or early return.
- Emergency Medical Expenses Overseas: Coverage of up to £10,000,000 for medical assistance, treatment, evacuation, and repatriation.
- Personal Baggage: Protection of up to £3,000 against loss, theft, or damage to personal belongings during travel (£250 per item; £500 limit for valuables & gadgets).
- Travel Documents and Money: Reimbursement of expenses up to £600 for replacing lost or stolen travel documents and £200 for lost or stolen money.
- Missed Departure: Coverage of £1,500 for additional transport and accommodation expenses incurred due to a missed departure from the UK.
- Delayed Baggage: Benefit of £200 for purchasing essential items in the event of delayed baggage for more than 24 hours.
- Personal Accident: Coverage of £25,000 for accidental death or permanent total disablement (£10,000 accidental death benefit for individuals under 18).
- Personal Liability: Protection of up to £2,000,000 (total for all insured persons per trip) for damages if legally liable for causing injury, death, or property damage to a third party.
Additional Upgrades: Optional upgrades available for higher-risk sports and activities, as well as high-value luggage items.
Remember, the coverage limits mentioned above are per insured person per trip unless otherwise stated. A £100 excess may also apply per person per event. It's essential to review the Policy Wording and Policy Certificate for complete details on benefits, limitations, and exclusions.
What if I purchased a World Nomads policy before June 27, 2024?
For UK customers who purchased a World Nomads policy before June 27, 2024, please refer to your Policy Wording for information related to your coverage limits.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Protect your trip from unexpected cancellation.
- Explorer Plan: £5,000
- Standard Plan: £3,000
Trip Protection
- Come to a sticky end?
- Called to jury duty?
- Been made redundant?
We’ve got your back.
Emergency Abroad Medical Expenses
Take the pain out of medical costs while traveling abroad.
- Explorer Plan: £10 million
- Standard Plan: £5 million
Emergency Medical Insurance
- Need drugs?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transport
Expenses included in Emergency Medical limits.
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- You or a family member dead?
Help starts here.
Protect your gear
Cover your lost, stolen or damaged gear and tech.
- Explorer Plan: £3,000
- Standard Plan: £1,500
Protect your gear
- Luggage lost?
- Passport pilfered?
- Tech trashed?
Help starts here.
- Emergency Medical Expenses
- Baggage & Personal Belongings
- Cancellation
- Trip Curtailment
- Personal Accident
- Loss of Passport or travel documents
- Personal Liability
- Legal Expenses (Personal Liability)
World Nomads policies cannot cover claims due to Pre-Existing Medical Conditions (PEMC), regardless of whether the condition is serious or not (this includes if you're on separate or joint policies). You can still purchase a World Nomads policy, but the PEMC exclusion is not removable.
For travel insurance providers that offer cover on PEMC, visit the Money and Pensions Service (MaPS) Money Helper website, or call 0800 138 7777. BIBA's (The British Insurance Brokers' Association) Find Insurance Service offers information on serious PEMCs and travel insurance providers that may cover these conditions. You can also contact them on 0370 950 1790.
24/7 Emergency Medical Assistance
If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Wherever you are, we’re here 24/7 to help you in any emergency.
Are you in need of Emergency Medical Assistance right now?
For policies purchased on or after 27 June 2024
+44 (0) 144 444 2021 (Call via an operator reverse charges. Not toll free.)
For policies purchased before 27 June 2024:
Phone: +44 (0) 203 093 1750 (Call via an operator reverse charges. Not toll free.)
Before your trip, check the latest government advice for any travel alerts for your destination.