Travel Insurance: What is my country of residence?

As a guide, generally your country of permanent residence is the country you would want to be repatriated to in the event of a medical emergency abroad, and where you are entitled to long term medical care if required.

Eligibility criteria 

You are eligible for cover under our United Kingdom travel insurance product if you will be 69 years old or younger at the time you buy or extend your policy. This eligibility criteria also requires that: 

  • you must have your  home address  in the United Kingdom;

  • your home address must be your principal, permanent residential address, where you have lived during the 12 months prior to buying your policy: and

  • you are registered with a General Practitioner (GP) in the UK.  

Please be aware

  • We define the United Kingdom as England, Scotland, Wales and Northern Ireland only. This does not include Channel Islands and Isle of Man.
  • The United Kingdom is where we will repatriate you to in the event of a medical emergency, which is particularly why you must have unrestricted right of entry and access to long term health medical care there.
  • Your policy can’t cover any medical expenses incurred within the United Kingdom. 
  • All people to be insured on a policy must also live in the United Kingdom and meet the eligibility criteria for a UK policy. If you are travelling with people from different countries of residence, they will have to buy separate policies, which may have different terms and conditions of cover.
  • In the event of a claim you may be required to provide proof or residence (for example, provide current utility bills in your name, tenancy agreements, other insurance certificates, etc).

Who is covered by my travel insurance policy?


Was this article helpful to you?

I found this article to be helpful
No, this is not the info I need

Related Articles

View more

Can't find the answer you are looking for?

Contact us

Our contact details

We're here to help if you have a question about travel insurance.

  • Monday to Friday 9:00am - 5:00pm (GMT/BST)

Contact us

Phone

Freecall within UK:
0800 260 5081


+353 21 237 8000