Learn how trip interruption cover can help if your plans get unexpectedly sidetracked.
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As travelers ourselves, we have experienced some of the cool surprises you can encounter on your adventures. For example, when trekking through Iceland, you may get a chance to see nature’s best light show if you are lucky enough to catch the Northern Lights.
Not all unforeseen surprises are as dazzling though. Sickness, injuries, or family emergencies are just a few of the unanticipated things that can abruptly put a halt to your fun. Because you can never predict those things that could interrupt your travels, you may want to consider travel insurance.
Trip interruption is something that happens that causes you to end your trip early or makes you unable to participate in your full planned itinerary. If you get severely injured or sick while you are traveling, or you get a call from back home and learn that an immediate family member has unexpectedly passed away, you may not be able to complete the rest of your planned trip.
Depending on your country of residence, World Nomads may offer trip interruption cover as a part of our adventure travel insurance policies. This may help you get reimbursed for prepaid, non-refundable travel costs if your plans change for a covered reason.
For example, if you paid in advance for flights and hotels, but you broke your leg and can’t continue your trip, you may get reimbursed if you can’t recover those costs from the travel supplier.
Sometimes a trip interruption might cause you to miss part of your trip, but you are able to rejoin it before it is over. If that happens, you may be able to recover costs for transportation arrangements that you make in order to catch-up with your trip.
If you get hurt and are forced to stay longer because you are unable to travel home, your plan may offer cover for additional nights in a hotel. If you have to go home early, you could also be covered for transportation costs.
Depending on your country of residence and the policy that you select, you may have cover for reasons such as:
Trip interruption coverage varies by country of residence. Please select your country of residence in the top left corner, then reload the page. If you have any questions about coverage that applies to you, please contact us.
World Nomads offers two options - the Standard and Explorer plans. When you get a quote, you can select your country of residence, and compare both plans side by side to see what each covers and decide which one is right for you. The Explorer plan has higher limits and sub-limits of coverage, and for some countries of residence, it includes additional covered activities.
Maximum benefits can be found in the Schedule of Benefits in your policy wording, and are subject to any applicable sub-limits. If you have questions, contact our team and they will be happy to assist.
Trip Cancellation cover is what kicks in if you need to cancel your trip for a covered reason, before you’ve departed for your trip.
Trip Delay cover may help when your trip gets delayed by the minimum amount of time mentioned in your policy.
Trip Interruption cover is when something happens in the middle of the trip and you’re unable to continue on as planned.
A World Nomads travel insurance policy may help with several other unexpected and unforeseen emergency situations you may encounter while you are on your trip. You may also be covered for:
If you set forth on your journey and just aren’t feeling the vibe of the destination or your travel partner, trip interruption won’t cover any costs involved with ending your trip early. Some other things that may not be covered include:
This is not a full list of exclusions. Please read your policy wording for full details, and reach out if you have any questions.
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