Photo © Getty Images / lechatnoir

Travel Insurance for Assault

Get the medical treatment you need after being attacked.

    As featured in:

  • As featured in:

Physical and sexual assault aren't something you ever want to think about for your trip, but the unfortunate truth is that these attacks happen way too often to travelers. That's why we're here to help you. While some destinations have higher incidents than others, no destination is immune.

To add complexity to already horrific circumstances, the laws and customs of some countries can see innocent victims imprisoned, so knowing what to do following an attack can be difficult.

Does World Nomads travel insurance cover assault?

If you’ve been assaulted overseas, all of World Nomads travel insurance policies have the following benefits which can help patch you up and get you on the road to recovery:

  • Hospitalization
  • Day surgery and out-patient treatment
  • Visits to registered medical practitioners
  • Prescribed medicines
  • Ambulances
  • Extra expenses to get you home, if medically necessary

Depending on the policy you buy and your Country of Residence, you may also be covered for counselling following an assault - the policy wording will have full details.

If you’re injured, hospitalised or suffer psychological trauma as a result of an assault, you, a member of your traveling party, or a friend or a close relative must contact our 24/7 Emergency Assistance Team as soon as reasonably possible to confirm cover, manage costs and any potential claim.

Our Emergency Assistance Teams have experience understanding and liasing with medical providers on the ground, so that you can get the care you need, when you need it.

What's not covered by travel insurance?

Travel insurance is designed for when things unexpectedly happen to you. If you pick a fight and end up coming out worse for wear, we're going to take that into account and may decide you won't be covered because you've put yourself at risk. All policies have limitations, conditions and exclusions, which are explained fully in the policy wording.

FAQ’s

Am I covered for counselling and psychologists after an assault?

If during your trip you are assaulted and suffer injury or psychological trauma, we’ll pay your expenses to visit a psychiatrist or registered counsellor overseas, up to the amount shown in the Summary of Cover.

Please note: coverage depends on your Country of Residence and on the level of cover, Standard vs Explorer, you have selected. For example, US residents are not covered for counselling under World Nomads policies.

Do I need to report the assault to the police?

If you’re a victim of an assault (e.g., a mugging or hijack) and suffer a severe injury or psychological trauma, we may cover you if the medical practitioner overseas and our Emergency Assistance team agree that it's medically necessary to repatriate you home.

Do you offer repatriation cover to go home after an assault?

If you’re a victim of an assault (e.g., a mugging, kidnap or hijack) and suffer a severe injury or psychological trauma, we may cover you if the medical practitioner overseas and our Emergency Assistance team agree that its medically necessary to repatriate you home. Cover will be up to the cost of an economy class airfare and related traveling expenses, as approved by us.

Please note: coverage depends on your Country of Residence and on the level of cover, Standard vs Explorer, you have selected.

Will I be covered for sexual assault?

You will be covered for any sexually transmitted diseases or sexually transmitted infections; however, this will ONLY be covered when contracted through an assault.

About World Nomads

World Nomads polices are designed by travelers for travelers to provide simple and flexible travel insurance. Featuring coverage for more than 200 activities, you can get a quote, claim, or extend your policy online at www.worldnomads.com. All the information we provide about travel insurance is a summary only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all countries, states or provinces. Please carefully read your policy wording for a full description of coverage.

What do I do if I’m assaulted overseas?

It’s essential that you contact our Emergency Assistance team as soon as possible so that they can assess the situation and then triage accordingly.

So that our Emergency Assistance Team can assist you quickly, please be ready with the following:

  • Your policy number
  • A contact number
  • The nature of your problem
  • Your location

Assault while jogging.

During my holiday in Sydney , Australia, I was physically assaulted by a man while jogging. The attacker approached me and severely punched me in a face. I fell on the ground and almost lost consciousness with blood coming out of my right eye and nose. I was laying on cement pathway crying and screaming for help. Shortly after, I was seen by group of teenagers walking nearby and they ran to help me. Those people called an ambulance and police. I was taken to hospital and had x-rays and other medical treatments provided. My right eye orbit was broken and I was advised by doctors to have a risky and complicated surgery on low eye orbit to prevent possible vision loss and other complications.
Y.S.
Kazakhstani traveler in Australia.

Travel Insurance Benefits: how we can take care of you*

Trip Cancellation

Been working hard for your trip?

We'll work hard to protect it.

Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Expenses

Feeling fit and healthy? What if you get sick or injured?

Take the pain out of medical or dental costs.

Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transportation

Know where the nearest hospital is?

Don’t stress, we’ll get you there quickly.

Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Love photography, filming or sport?

Cover your bags, tech or gear.

Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Emergency Medical Evacuation & Repatriation
  • Trip Cancellation or Interruption
  • 24-Hour Assistance Services
  • Baggage
  • And more (depending on your country of residence)
*This is a general summary only. Restrictions, exclusions and limitations will apply. Coverage may not be available for all countries, states or provinces. Benefit limits may vary depending on the plan chosen. Get a quote for full details.

24/7 emergency assistance

Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Contact the team

FAQ

Here are our most frequently asked questions about assault insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.

  • What happens if I'm injured and need life support?
    That’s a really bad way to end your holiday, and we hope you never end on life support. But if you do, we will look at the best possible solution to either get you home, or get your family over there to say goodbye.
  • Can my mum come and get me?
    Where there's cover, we can send your mum over to pick you up if you need mobility support. If you’re on any kind of administrative medication, then we might send you a nurse or doctor.