Most of our policies don’t cover pre-existing conditions, so don’t assume you’re covered
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For information relating to policies purchased before 13 July 2021, please check the Policy Wording provided with your purchase. You can contact us if you need this sent to you again. For policies purchased from 13 July 2021 please see below.
World Nomads policies don't cover pre-existing conditions. So if you're worried about how your pre-existing condition can affect your trip, make sure you read the policy carefully when you get a quote so there are no surprises.
Please note that World Nomads policies do not offer coverage for any claims arising from pre-existing medical conditions, which affect you, your traveling party, a close relative, or other people upon whom your trip depends.
Coronavirus (COVID-19) is subject to the same ‘pre-existing medical condition’ definition as all other medical conditions. This definition is outlined in your policy and applies to you, your traveling party, a close relative and any other person upon whom your trip depends.
We know customers want added confidence when traveling and that includes coverage for events relating to the Coronavirus (COVID-19). As a result, we’ve introduced travel insurance which offers cover for some COVID-19 related events pre-trip, and while traveling.
If you are diagnosed with COVID-19 while overseas, your benefits may include:
If you have purchased the Explorer Plan, you may have some coverage for trip cancellation events which are outside of your control and caused by:
Our article ‘What’s Covered for Coronavirus’ explains some of the benefits available if you get COVID-19 and need urgent assistance.
Travel insurance isn’t designed to cover everything. The main things that aren’t covered are:
This isn't a full list of what's covered and not covered. There are terms, conditions and exclusions that apply, so for more information check out our article on pre-existing medical conditions and read your Policy Wording carefully before you buy.
If your pre-existing condition isn't covered and you're not worried about covering it, you can still purchase a policy online through World Nomads. Just be aware there's no cover for any claim made as a result of this condition.
I realized I had forgotten a medication (clonazepam) which I take for insomnia. I visited a doctor in Mexico City the next day and got a prescription for the medication. However, he also diagnosed me with a condition that I was not aware of (hyperthyroid) and suggested that the medication would help with the condition on a short-term basis. He suggested that I get a blood test for hyperthyroid, which I just did in Boston.
Protect your hard earned vacation from unexpected cancellation before you leave home.
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Take the pain out of medical costs while traveling overseas.
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We'll get you to hospital quickly.
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Cover your stolen or damaged gear and tech.
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Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Phone:+353 21 237 8008 or +353 21 237 8003 (calls are not toll free. You can claim your itemised call costs)
Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.
Before your trip, check to see if there are current travel alerts for your destination – you can also view the latest government advice
Gaza−Israel conflict: For travellers in, or planning on travelling to, Israel or the Palestinian Territories, please see our travel alert with more information.