Travel Insurance when visiting Singapore
Home to modern architecture, colonial landmarks and amazing food experiences
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Whether it’s thrill-seeking, shopping, culture, history, architecture, or incredible food you’re searching for…Singapore serves it all up. Despite its small size, Singapore offers a range of adventure activities, from theme parks to challenging hikes in the city's nature reserves.
While traveling in Singapore, it’s a smart move to consider travel insurance as the safety net that helps when things don’t go to plan.
- What’s Covered
- Why should I consider travel insurance for Singapore?
- Working while in Singapore?
- Backpacking around Singapore?
- What to look out for when travelling around Singapore
- What’s not covered
What’s Covered
World Nomads provides coverage for more than 150 activities with our two travel policies: Standard and Explorer. We encourage you to list your planned activities and read the different policies, making sure the one you choose covers your planned activities.
Already in Singapore and considering purchasing travel insurance? We may be able to help – our policies can be purchased after you’ve already reached your travel destination. Please note there are waiting periods that apply when purchasing a policy while already travelling, to find out more check out our waiting period Help Centre article here.
World Nomads offers cover (up to the policy limits) including, but not limited to:
World Nomads’ family plans: traveling as a family? Kids can be adventurous (read: accident-prone). Our policies can offer cover for up to 8 children and grandchildren (up to 17 years of age depending on your country of residence). Our cover includes 2 adults and up to 8 dependents on the one policy.
Emergency medical and evacuation coverage: nobody goes on holiday planning to need emergency medical assistance, but unfortunately, it happens. If the unexpected happens, we may cover reasonable and necessary expenses relating to your evacuation, ongoing medical treatment, and possible repatriation back to your Country of Residence.
Baggage and personal belongings coverage: so, you’ve packed your luggage and travel insurance…but the baggage hasn’t arrived as expected. Don’t sweat it. Our travel insurance may cover your necessary basic expenses while the airline locates your belongings.
Activities coverage: trying to decide between zip-lining and skydiving while holidaying in Singapore? It’s a tough call. We have policies that cover both activities (and 150 more activities, sports and experiences) should an unexpected accident unfold.
Note: All travel insurance plans are different, and cover will vary, depending on what's happened, your Country of Residence, the plan you choose and any options or upgrades you buy.
Why should I consider travel insurance for Singapore?
Whether you’re traveling for work or play (or a bit of both), Singapore offers the perfect combination of modern amenities and rich cultural experiences. It’s also home to one of the major international transport hubs in Asia, Singapore serves some of the busiest sea and air trade routes. Which may explain why lost luggage is reportedly one of the most common issues for our travelers. Our travel insurance may help if you land safely at Singapore Changi Airport, but your luggage does not.
Working while in Singapore?
Singaporeans enjoy one of the fastest Internet speeds in the world, so pack the laptop for that work trip or flexcation. Keep in mind that although the rate of theft in Singapore is lower compared to other major cities worldwide, thieves are everywhere. While we won’t cover stolen items if they’ve been left unsupervised in public areas, we may cover the cost of your belongings (within policy limits) if you’ve taken reasonable care to protect them and they’ve been stolen or accidentally damaged.
Backpacking around Singapore?
Packed nothing but a bag and passport for your backpacking experience of a lifetime? Perhaps check out Sentosa, Singapore’s island getaway, where there’s something for all ages, and once on the island, transportation is free. While the simplistic nomadic lifestyle can be a breath of fresh air, it can also be hard to keep track of world events – especially when you’re planning out your route as you go. World Nomads keeps you up-to-date and informed with travel alerts, and if the unexpected happens, you can claim online, wherever you are in the world.
What to look out for when travelling around Singapore
Travelling to Singapore
You only need to speak to a few travelers to hear the gamut of things that can go wrong when flying: canceled or delayed flights, severe weather, poor selection of mid-flight savory treats. Unfortunately, we can’t supply chocolate-covered pretzels, but our travel insurance policies could be helpful if you need to book a hotel room due to a canceled flight. Check out our policy options and coverage to find out more.
Eating in Singapore
Got a hankering for Hainanese Chicken Rice? Perhaps a craving for Chilli Crab? Singapore’s famous for its diverse cultural offerings for foodies. But what happens if that Satay doesn’t sit well with your stomach? World Nomads offers cover for overseas medical emergencies (including food poisoning) in both our Standard and Explorer policies (policy benefit limits apply).
Adventuring in Singapore
Considering snorkelling or maybe stand-up paddle boarding? The MacRitchie Reservoir is a popular destination with crystal clear waters, lush vegetation, and convenient equipment options. Both our Standard and Explorer policies offer many of the same benefits for adventurers choosing to kayak inland or within three nautical miles from the coast. However, if you’re considering upping the ante and going kayaking, windsurfing, or sailing beyond three nautical miles off the coast of Pulau Ubin, you’ll need to upgrade your cover. Be sure to specify any activities or sports you are planning on doing when you get your quote, as you can’t add them afterward.
Coronavirus cover when travelling to Singapore
We recommend you research the COVID-19-related travel restrictions and entry requirements (including PCR tests and proof of vaccination) for Singapore before embarking on your trip. To find out what cover applies to you, read our a What’s Covered for Coronavirus article, which has more details, including benefit limits, terms and conditions, and exclusions.
What’s not covered
Our policies aren’t designed to cover everything and there are some important general exclusions you should be aware of, including:
- Pre-existing medical conditions
- Traveling to, planning to travel to, or choosing to remain in a country or region that is subject to a ‘Do Not Travel’ warning issued by the U.S. Department of State (see state.gov)
- Neglecting to observe applicable preventative measures for the travel region, as outlined by the World Health Organization
- If you don’t follow your doctor’s instructions or what we or the 24/7 Emergency Assistance Team advise you to do
- Participation in a sport or activity not listed or failing to adhere to the terms of coverage for listed sports or activities.
This is not a full list of what’s covered and what’s not; please check your Policy Wording for a full list of terms, conditions, limitations, and exclusions that may apply to your specific plan. If you are unsure of your level of travel cover, please Contact us for help.
Traveller tip 1: want to learn more about traveling with the kiddos? Check out our podcast episode that discusses exploring the world, one country at a time.
Traveller tip 2: if your baggage arrives damaged. or not at all, it’s imperative you get a Property Irregularity Report (or other incident reports from the carrier) as well as a police report, and receipts to submit with your claim.
Traveller tip 3: worried about what could potentially go wrong while working in Singapore? Check out our article detailing the scams that could happen in Singapore here.
Travel Insurance Benefits: how we can take care of you
Trip Protection
Protect your hard earned vacation from unexpected cancellation before you leave home.
- Explorer Plan: USD $10,000
- Standard Plan: USD $5,000
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Emergency Overseas Medical Insurance
Take the pain out of medical costs while traveling overseas.
- Explorer Plan: Unlimited, up to 12 months
- Standard Plan: USD $5,000,000
Emergency Medical Insurance
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Medical Transportation
We'll get you to hospital quickly.
- Explorer Plan: USD $500,000
- Standard Plan: USD $500,000
Evacuation and Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Protect your gear
Cover your stolen or damaged gear and tech.
- Explorer Plan: USD $3,500
- Standard Plan: USD $2,500
Protect your gear
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Overseas Medical & Dental Expenses
- 24 hour Emergency Assistance
- Emergency Medical Transport
- Repatriation & Travel Expenses
- Pre-Trip Cancellation
- Trip Interruption
- Resumption of Trip
- Travel Delay
- Missed connection (Explorer)
- Hijacking (Explorer)
- Baggage & Personal Items
- Passport & Travel Documents
- Personal Liability
- Rental vehicle insurance excess (Explorer)
- Personal accident (Explorer)
24/7 emergency assistance
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Phone:+353 21 237 8008 or +353 21 237 8003 (calls are not toll free. You can claim your itemised call costs)
Before your trip, check the latest government advice for any travel alerts for your destination.