Thailand & Cambodia Border Conflict – December 2025

On 25 July 2025, the United States Government advised do not travel to areas within 50 kilometres of the Thailand-Cambodia land border in the provinces of Sa Kaeo, Buriram, Si Saket, Surin, Ubon Ratchathani, Chanthaburi and mainland Trat due to ongoing armed clashes between Thai and Cambodian forces, which has included military strikes, violence and the presence of landmines.

How does this advice affect your cover? 

If you hold a policy with us and require emergency assistance due to this event, please contact the Emergency Assistance team as soon as it’s practicable and safe to do so. 

For the latest advice for travel to Thailand and Cambodia, visit US Department of State

Our policies do not provide cover for any losses which arise from: 

  • Hostilities or any act of war; and/or 
  • Travelling to, planning to travel to, or choosing to remain in a country or region that is the subject of a “Do not travel” warning issued by the United States Government. 

Other exclusions may also apply to your policy. Please refer to your Policy Wording to understand all terms, conditions, limitations and exclusions that apply to your policy.

If your travel plans are affected 

  • We understand this can be a stressful situation for travellers but it’s important to listen to local news reports and the advice of local authorities if you are already in this area. 
  • Before planning travel, we recommend you check the government advice applicable to your policy and monitor media coverage for the destinations you intend to travel to. 
  • If you’ve not left but already booked your travel and need to change your travel arrangements, please contact your airline, cruise company or travel agent for assistance in the first instance. 

If you have any other queries, please get in touch


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For policies purchase on or after 2 December 2018:


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For policies purchased before 2 December 2018:


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