How travel insurance for Canadians may assist during trip delays.
As featured in:
You’ve been eagerly awaiting your trip to Mexico for months - and the day is finally here. You’re so ready to be hiking through Copper Canyon, but your outbound flight from Toronto has other plans. What happens if a storm rolls in and you’re not able to leave until the following day?
Unfortunately, there are incidents beyond your control that can cause trip delays. While it’s a huge bummer, having a good travel insurance plan could help get your trip back on track.
If something happens to delay your trip, there’s a chance you could be stuck with some unexpected costs. Most of us don’t factor these additional expenses into our travel budgets, but that’s where travel insurance may come in handy.
The trip delay coverage that’s included in your travel insurance policy could reimburse you for unanticipated costs like meals, hotel accommodations, taxi fares, and essential phone calls if you suffer a travel delay caused by a covered reason. Some of the situations that may be covered by trip delay insurance include:
World Nomads offers two travel insurance options for Canadian residents - the Standard and Explorer plans. The Explorer plan costs more but has higher limits and sub-limits of coverage. We encourage you to check out both plans side by side when you get a quote so that you can determine the best travel insurance plan for your needs. If you have any questions, contact our team and they will be happy to assist.
Your travel insurance plan from World Nomads includes coverage for trip interruption and trip delay. Both offer travel insurance benefits for covered losses that happen on or after your trip start date or that occurs on or before your return date. Trip interruption benefits may provide reimbursement for your unused, prepaid, non-refundable, trip arrangements as well as provide reimbursement for additional transportation expenses you may incur if your trip is interrupted due to a covered risk.
Trip delay coverage provides a subsistence allowance for commercial accommodations and meals, essential telephone calls, and taxi fares, up to a daily maximum, which you may incur in the event your trip is delayed due to a covered risk.
For example, trip delay coverage may help when your arrival at a destination is delayed, but trip interruption coverage could assist if something happens in the middle of your trip and you’re unable to continue your trip as planned.
While a good travel insurance plan can cover several things, there are some things that aren’t covered. If your plane takes off without you because you overslept, your trip is going to be delayed. Travel insurance won’t cover you forgetting to set your alarm though. Some other things that wouldn’t be covered include:
Hopefully your travels will be flawless and you’ll never have to deal with this part. If you do need to make a claim though, it’s important to know what to do.
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.
In addition to trip delay and trip interruption coverage, travel insurance may help with several other unexpected situations you may encounter on your trip. For Canadian residents, World Nomads may also offer coverage for:
Protect your hard earned vacation from unexpected cancellation.
We’ve got your back.
Take the pain out of medical or dental costs.
We’ve got your back.
We’ll get you to hospital or home quickly.
Help starts here.
Covers the theft, damage or delay of your bags, tech and sports gear.
Help starts here.
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)
Contact the teamBefore your trip, check the latest government advice for any travel alerts for your destination.