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Travel Insurance for Overseas Travel Accidents

For when your adventure becomes a misadventure.

    As featured in:

  • As featured in:
  • For unexpected accidents, World Nomads ensures that you get the emergency medical treatment critical to your health
  • No matter where you are in the world, our 24/7 Emergency Assistance team eases the process of locating hospitals and health care practitioners, managing ambulance transportation, and handling medical bills

Whether exploring on the map or way beyond the boundaries, serious accidents can happen anywhere, anytime. Insurance for accidents overseas is a fundamental part of planning for any adventure.

What’s covered if I have an accident overseas?

If you’re injured in an accident, emergency medical coverage includes:

  • Hospitalisation
  • Day surgery and out-patient treatment
  • Visits to registered medical practitioners
  • Prescription medication
  • Medical evacuation including air ambulance

What’s not covered?

  • If you’re on drugs or have been drinking alcohol
  • When you’re participating in an activity that the plan doesn’t cover
  • Anytime you’ve been acting irresponsibly or taking needless risks
  • If you ride a motorbike without a helmet or the correct licence

This is not a full list of what's covered and what's not covered. Limits and conditions may apply. Read your plan carefully before you buy.

Emergency Assistance for travel accidents

It's essential that you get in contact with our emergency assistance teams as soon as possible so that our teams can support you from the time you get injured until the time you get home.

So that our Emergency Assistance teams can assist you quickly, please be ready with the following:

  • Your policy number
  • A contact number for where you are now
  • The nature of your problem
  • Your location

Moped Accident in Koh Tao.

When I was in Koh Tao, Thailand, a moped turned over onto my foot, which injured the ligaments and tendons of my left foot. I was completely unable to walk. The doctor gave me a bandage instead of a cast and crutches and told me to rest and that I should not bear any weight on my foot for a minimum of three weeks. Because it would be hard to listen to his orders while traveling. I needed to go ack to the US for medical treatment and healing.
C.Halstead. American in Thailand.
Claim Paid: $620.22

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $5,000
  • Standard Plan: $2,500
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $10 million
  • Standard Plan: $5 million
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation & Repatriation

We’ll get you to hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $500,000
Emergency Evacuation & Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Covers the theft, damage or delay of your bags, tech and sports gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Medical Expenses
  • Emergency Dental for Injury or Sickness
  • Bedside Companion Travel and Subsistence
  • Emergency Professional Services
  • Emergency Evacuation and Repatriation
  • Return of Travel Companion/Dependent Children
  • Return to Your Trip Destination
  • Return of Remains
  • Travel Accident
  • Flight Accident
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage and Personal Effects Theft or Damage
  • Baggage and Sporting Equipment Delay
  • Travel Documents Theft or Damage
  • Sporting Equipment Theft or Loss by a Common Carrier
  • Covered Adventure Sports listed in Policy
Assistance Services Included
  • LiveTravelTM Emergency Assistance
  • Worldwide Travel Assistance
  • Adventure Travel Hotline
  • 24/7 Security
  • Travel Medical Assistance
  • Bag Trak
This is a general summary for Canadian residents only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all provinces. Check the Travel Insurance Policy for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)

Contact the team

FAQ

Here are our most frequently asked questions about overseas medical insurance. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team. If you’re looking for general travel advice, you can ask our community at Ask a Nomad.