Canadian residents can protect their trips to the 29 countries in the Schengen area
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The Schengen Agreement makes it easier for travellers to visit multiple countries, and every day over 3.5 million people are crossing internal borders in these 29 countries. The treaty essentially means that when you cross the border into one of these countries, you have access to all of them (that is, you're free to travel between these countries with no border controls and no passport checks). Within the Schengen area there are so many adventures you can have. But what happens if you get hurt skiing in Switzerland and need to get emergency medical care, or if your bags get lost on the way to France? Travel insurance for Schengen countries may help with some of these unexpected situations.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
|
Emergency Medical Expenses: Up to $1,500,000 CAD Trip Cancellation: Up to $2,500 CAD Lost or Stolen Bags: Up to $1,000 CAD, per item limit of $500 CAD Get a quote |
Emergency Medical: Up to $5,000,000 CAD Trip Cancellation: Up to $10,000 CAD Lost or Stolen Bags: Up to $2,000 CAD, per item limit of $1,000 CAD Get a quote |
Emergency Medical: Up to $10,000,000 CAD Trip Cancellation: Up to $15,000 CAD Lost or Stolen Bags: Up to $5,000 CAD, per item limit of $1,500 CAD Get a quote |
Emergency Medical: Up to $5,000,000 CAD Trip Cancellation: Up to $10,000 CAD Lost or Stolen Bags: Up to $2,000 CAD, per item limit of $1,000 CAD Get a quote |
If you have a World Nomads Travel Insurance plan, and experience a sudden, unforeseen circumstance due to a covered risk while you’re travelling outside of your home province, you’ll need to contact us as soon as possible and provide certain information that may include:
You can then file a claim online.Claims can be made through your World Nomads member’s page at: https://www.worldnomads.com/travel-insurance-claims or by calling Travel Guard and requesting a claim form. Depending on the reason for your claim, you’ll need to provide required documentation that may include:
Here are our most frequently asked questions about cover for the Schengen area. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
If you are a Canadian citizen with a Canadian passport travelling to Schengen countries for business or tourism, you will not need a visa as long as your stay does not exceed 90 days within any 180-day period. If you plan to stay in the Schengen area longer than 90 days in any 180-day period, you must contact the high commission or embassy of the country or countries you plan to visit and obtain the appropriate visa before you travel.
Also, be aware that ETIAS (European Travel Information and Authorisation System) will start operations at the end of 2026. This will affect visa-exempt travellers (including those from Canada) that are going to enter 30 European countries. Travellers will be asked to apply via the official ETIAS website or mobile app. Each applicant will undergo a detailed security check to determine their status for entry into any of the Schengen Zone countries.
ETIAS will start in the last quarter of 2026, but an exact date has not been set yet. This will affect the process for visa-exempt travellers (including those from Canada) that are going to enter 30 European countries. Once it starts, travellers will be asked to apply via the official ETIAS website or mobile app. Each applicant will undergo a detailed security check to determine their status for entry into any of the Schengen Zone countries.
Yes. When you get a quote for Schengen area travel insurance, you’ll be asked to input which countries you’ll be visiting. Make sure you list all of the countries on your itinerary. When you buy a policy, you must select all the countries and regions where you’ll be travelling, and these will be shown on your policy documents.
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Covers the theft, damage or delay of your bags, tech and sports gear.
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Before your trip, check the latest government advice for any travel alerts for your destination.