Bringing the kids? Cover them all with one travel protection plan

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At a glance

  • World Nomads travel protection may cover up to seven dependent children on a single plan when U.S. residents from the same state travel together.
  • Family coverage may help with emergency medical expenses, medical evacuation, trip cancellation or interruption, and baggage protection.
  • Plans include coverage for more than 250 activities, giving families flexibility to explore together.
  • Standard, Explorer, and Epic plans offer different benefit levels, and children are covered up to the same per-person limits as adults.

Taking the kids along this time? We love seeing young travellers discover the world. With World Nomads, you may be able to cover up to seven of your dependent children—if you’re adventurous enough to bring them all!

Why should I get family travel insurance?

Travelling with kids is full of adventure—and a few inevitable squabbles along the way. But when children are part of the journey, even minor travel disruptions can feel significant. Family travel insurance may help you manage those unexpected moments and keep your trip on track.

 Travel insurance for families may help cover medical emergencies, trip interruptions, or other unexpected events that can disrupt your journey.

What happens if you or your travel companion becomes ill or injured while on a trip with the kids? World Nomads family travel insurance plans may cover the transport of your minor children back home, accompanied by an attendant if necessary.

With travel insurance for kids and parents, you can focus on making memories, knowing your family may be protected if things don’t go as planned.

Who is covered under a family travel insurance policy?

When you buy a family travel insurance plan, coverage may extend to:

  • Parents or legal guardians travelling with their dependent children (less than 21 years of age or up to 25 years of age if they are full-time students).
  • Families who live in the same province and are Canadian Residents
  • Your dependent natural, adopted, step or foster children.
  • Trips where at least one adult is the legal guardian of the dependent children.
  • Up to seven dependent children included on a single-family travel insurance plan—for the same price

If your kids don’t meet the above requirements, you can purchase single plans for each one. When you get a quote, be sure to list all dependents who will be travelling with you on the plan to ensure coverage for your whole family.

How can World Nomads Travel Insurance cover me and my family?

World Nomads offers simple and flexible travel insurance plans, designed for travellers by travellers, to help you travel confidently on your next family vacation. Our two plans offer differing levels of coverage, so it’s important you compare plans and pick the best one for your trip. Subject to terms and conditions, our plans offer coverage for:

What may not be covered?

  • Non-emergency treatment that can wait until you return home
  • Stolen, lost or damaged personal belongings that were left unattended.
  • Pre-existing conditions exclusions apply to medical conditions and/or symptoms that existed prior to your policy start date.
  • Participation in a sport or activity not listed in the covered activities list

Important to Know

You will still need to have Government Health Insurance Plan coverage in your home province while you are on your trip. If you don’t, your total limit for all emergency medical expenses during your trip is CAD $40,000 per person.

Are dependents covered up to the same policy limits?

Yep! Your kids are covered up to the same limits even though they are travelling as dependents. The benefit limits shown on the family plan are the maximum amount payable per person.

Nomads Tip call-out box: World Nomads Travel Insurance can also cover your family travels within Canada! Your Government Health Insurance Plan is limited once you leave your province. Your travel insurance plan can protect your domestic travels outside of your home province too.

Top safety tips we recommend for your family trip

  • Have a “Who to Contact First” Plan: Write down your hotel number, your emergency contact back home, local emergency number, and your travel insurance emergency line and policy number. Keep it on paper and in your mobile in case batteries run low.
  • Set a Family Meeting Point: For each place you visit (such as an airport, museum, beach, etc.) choose a specific spot if someone becomes separated. Make it precise, like “Under the main departures board,” not “near security.”
  • Share Live Location: Use Find My iPhone, WhatsApp, Google Location Sharing, etc to keep track of everyone family member in real time. Turn on battery-saver mode during long days out. If your child is too young for a cellphone, consider putting an AirTag on their shoe or backpack.
  • Split Important Cards and Cash: Don’t keep all bank cards, cash, and passports in the same bag. Each adult (or responsible teen) carries one payment card and a copy of ID.
  • Create Digital Backups of Documents Like: your passports, visas, travel insurance details, prescriptions, etc. Save them in a password-protected cloud folder and on a small USB.
  • Check with the Public Health Agency of Canada to see if they have issued any travel health notices for your family trip destination.
  • Register with Canadians Abroad to stay updated on emergency situations.

Need destination inspiration for your next family trip?

Few experiences shape a child’s mind like travelling as a family. Whether it’s watching history unfold in Europe or seeing geography come alive in a national park, these moments may be transformative for even the smallest adventurers. Here are a few ideas to help inspire your next journey:

Monthly Adventure Guide

Switzerland Affordable Winter Adventures

5 Amazing, Less-Visited National Parks in Chilean Patagonia

Family Travel: How to keep kids safe and healthy

This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions about your coverage, just ask us.

FAQ

Here are our most frequently asked questions about cover for family travel insurance. You can also find the answers to other questions in our Help Center or you can ask the customer service team.

  • Can I buy a family travel insurance plan if we're already on our trip?
    Yes, you may be able to buy family travel insurance after your trip has started. If you’re already travelling and realize you need coverage, you can still purchase travel insurance while abroad, as long as you meet the plan’s eligibility requirements and your trip is outside your home province. You can choose the length of coverage that fits your itinerary—up to 365 days per trip (if your trip is more than 183 days (212 for Ontario and Newfoundland) you must have written evidence of extension of your Government Health Insurance Plan (GHIP) to qualify for coverage under the plan). Always review your plan wording carefully to understand when your coverage begins and ends.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your hard earned vacation from unexpected cancellation.

  • Explorer Plan: $5,000
  • Standard Plan: $2,500
Trip Protection
  • Unexpectedly hospitalized?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Insurance

Take the pain out of medical or dental costs.

  • Explorer Plan: $10 million
  • Standard Plan: $5 million
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation & Repatriation

We’ll get you to hospital or home quickly.

  • Explorer Plan: $500,000
  • Standard Plan: $500,000
Emergency Evacuation & Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medevac home?

Help starts here.

Protect your gear

Covers the theft, damage or delay of your bags, tech and sports gear.

  • Explorer Plan: $3,000
  • Standard Plan: $1,000
Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Medical Expenses
  • Emergency Dental for Injury or Sickness
  • Bedside Companion Travel and Subsistence
  • Emergency Professional Services
  • Emergency Evacuation and Repatriation
  • Return of Travel Companion/Dependent Children
  • Return to Your Trip Destination
  • Return of Remains
  • Travel Accident
  • Flight Accident
  • Trip Cancellation
  • Trip Interruption
  • Trip Delay
  • Baggage and Personal Effects Theft or Damage
  • Baggage and Sporting Equipment Delay
  • Travel Documents Theft or Damage
  • Sporting Equipment Theft or Loss by a Common Carrier
  • Covered Adventure Sports listed in Policy
Assistance Services Included
  • LiveTravelTM Emergency Assistance
  • Worldwide Travel Assistance
  • Adventure Travel Hotline
  • 24/7 Security
  • Travel Medical Assistance
  • Bag Trak
This is a general summary for Canadian residents only. It does not include all terms, conditions, limitations, exclusions and termination provisions of the travel insurance plans described. Coverage may not be available for residents of all provinces. Check the Travel Insurance Policy for full details.