Live Action Role Playing (LARP) Travel Insurance Coverage
Protect Your Quest: Travel Insurance for Canadian LARP Adventures
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As featured in:
At a glance:
- Coverage for LARP Adventures Abroad: World Nomads offers travel insurance to help cover medical emergencies, gear loss, and trip cancellations. Live action role playing (LARP) may be covered, and you can choose a plan based upon the level of coverage you need.
- Emergency Medical Evacuation for Remote Battles: Our plans include emergency medical evacuation coverage if you get injured while LARPing in remote areas.
- Protection for Your LARP Gear: We provide gear protection if your LARP equipment is stolen or accidentally damaged by the common carrier during your trip.
- Plans that Level Up: Choose from four travel insurance plans: Standard, Explorer, Epic and Annual Multi-Trip and add optional higher activity level coverage to customize your plan based on your trip style and level of adventure.
- Why should I consider travel insurance for live action role playing?
- Live action role playing travel insurance: What may be covered?
- Choosing the Right LARP Travel Insurance Plan
- What may not be covered when on a live action role play trip?
- Top safety tips we recommend for LARPing safely
- FAQs
LARPing—whether renaissance, steampunk, or another style—lets you step away from real life and immerse yourself in a fictional world. With tens of thousands of participants around the globe and large events drawing thousands of players, it’s an experience that can take you to some truly exciting destinations beyond Canada. But when you’re travelling for any adventure, it helps to be prepared for the unexpected. If you’re planning a trip, you may want to protect your experience with World Nomads Travel Insurance for live action role playing. Our travel insurance plans include benefits that may help with everything from stolen LARP gear to unexpected emergency medical expenses.
Why should I consider travel insurance for my LARP trip?
Most game masters take steps to try to keep the environment safe, but unexpected issues can mess up even the most carefully planned LARP trips. If you lose your footing and trip, that fall to the ground will bring you back to reality quickly. Travel insurance for your LARPing adventure may help you bounce back quickly with support for medical and travel emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a smart way to travel confidently when you’re live action role playing outside of your home province.
Nomads tip: World Nomads Travel Insurance can also cover your travels within Canada! Your Government Health Plan is limited once you leave your province. Your travel insurance plan can protect your domestic travels outside of your home province too.
Travel insurance for LARPing: What may be covered?
When you’re live action role playing and engrossed in the moment as a character, you can become so consumed in your actions that you don’t pay attention to the terrain around you. Uneven ground and a twisted ankle can be scarier than a horde of monsters coming your way. Since unexpected situations can happen when live action role playing, we’ve designed our plans to include travel insurance for LARPing.
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Emergency Medical Expenses
If you get injured when LARPing and require emergency medical treatment -
24/7 Emergency Assistance
Available 24/7 to assist in an emergency situation -
Baggage & Gear Coverage
Damaged or stolen LARP gear -
Trip Cancellations, Trip Interruptions and Delays
Travel protection for your unused, pre-paid, nonrefundable trip costs and unexpected expenses
Get a quote and compare the plans to see which level of coverage is right for you.
Choosing the Right LARP Travel Insurance Plan
World Nomads offers four plans for Canadian residents – the Standard, Explorer, Epic and Annual Multi-Trip – each with different levels of coverage.
| Standard Plan | Explorer Plan | Epic Plan | Annual Plan |
|---|---|---|---|
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Ideal for: Coverage Includes:
Covering the basics for your trip. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Optional 'Cancel for Any Reason' available. Get a quote |
Ideal for: Coverage Includes:
Get a quote |
Even if your main goal is to LARP, you may also be participating in other activities like archery or camping. That’s totally fine, because there are over 250+ sports, activities and experiences that could be covered when you purchase travel insurance for LARP. When you purchase your policy, you’ll need to list live action role playing, and all of the other activities that you plan to participate in while on your trip. Costs may vary depending on the additional activities you list.
If you are planning to participate in an activity that isn’t listed in our policy wording, you will need to contact us to determine if you will be covered.
Nomads tip: Get a quote and choose your plan first, then the system will prompt you to add the activities you plan to do. Make sure you list them all; you won’t be able to make changes once on your trip.
Coverage for 250 activities you love + more
What may not be covered when on a live action role play trip?
If you arrive at your event, and aren’t vibing with your plot, your travel insurance for your LARPing adventure won’t cover you if you want to cut your trip short and go home. Some other things that aren’t covered include:
- Baggage, LARP gear, or personal items left unattended
- Damage that happens to your LARP equipment while you’re using it
- Not following government ‘Do Not Travel’ advisories issued by the Canadian government
- Travelling or LARPing in your home province
- Participation in other activities not listed as covered in your policy
Top safety tips we recommend for LARPing safely
Every LARP is different, and we encourage you to make sure an event fits your comfort level before participating. Find out ahead of time what type of story you are joining in, and the combat the event allows. Never make assumptions about safety and always ask questions related to the equipment and actions that are classified as safe. You may also want to save a copy of your travel insurance documents for your LARPing trip in your phone and have the phone number for the 24/7 Emergency Assistance team easily accessible as well – just in case.
Here are a few other tips we have found to help keep you safe while LARPing:
- Drink plenty of water.
- Know the safe words beforehand.
- Listen to the game master and marshal.
- Don’t drink and LARP.
- Wear a helmet.
- Perform a weapons check.
- Get rest the day before.
- Take breaks when you need to.
FAQ
Here are our most frequently asked questions about cover for LARPing. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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Is live action role playing covered under World Nomads Travel Insurance?
Yes, LARPing is covered under both plans offered by World Nomads Travel Insurance. Live action role playing is considered a Level 1 activity and is automatically covered, but you’ll still need to list this as an activity when you purchase your travel insurance for LARP to be covered under your policy. However, you’ll need to pay an additional premium to be covered for any Level 2 and Level 3 activities like zip lining and hang gliding. If you aren’t sure if something is covered, we suggest you contact us to ask.
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What types of incidents are covered while on a LARP trip?
If your trip is delayed or interrupted due to an unforeseen event, you may be able to recover your unused, non-refundable, prepaid travel expenses (up to the policy limits), and this could include unused, prepaid, non-refundable tours that you paid for in advance. If you fall and get hurt while LARPing and require emergency medical assistance, emergency medical coverage could come in handy in the case of an unexpected injury. You could also be covered for unplanned situations such as lost bags or if the Canadian government issues a travel advisory for your trip destination.
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Can I get coverage after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan online anytime, from anywhere in the world. If you buy a plan after departing from your home province, you won’t be covered for any loss or expense related to any injury or sickness that occurs in the 48-hour period after your departure date.
If your trip is delayed or interrupted due to an unforeseen event, you may be able to recover your unused, non-refundable, prepaid travel expenses (up to the policy limits), and this could include unused, prepaid, non-refundable tours that you paid for in advance. If you fall and get hurt while LARPing and require emergency medical assistance, emergency medical coverage could come in handy in the case of an unexpected injury. You could also be covered for unplanned situations such as lost bags or if the Canadian government issues a travel advisory for your trip destination.
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Does World Nomads offer travel insurance for live action role playing overseas?
Yes, some of the best LARP events are outside of Canada and World Nomads doesn’t want to limit your fun. For example, if you have travel insurance for Germany, you could have the opportunity to participate in Conquest of Mythodea. When you get a quote for travel insurance for your LARPing adventure, you’ll need to input where you’ll be travelling.
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What should I do if I get hurt while I’m LARPing?
You can contact the 24/7 Emergency Assistance team and they can help direct you to nearby medical facilities. They can also translate for you if you’re travelling outside Canada and your medical team doesn’t speak English or French. Make sure you keep all documentation including doctor reports, invoices, etc. You’ll need those things if you plan to make a claim.
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Does World Nomads Travel Insurance cover other activities during my trip?
Yes, you could be covered for more than 250 other sports, activities and experiences. Things like archery, hiking, and camping could all be covered. When you purchase your policy, you’ll need to list all of the activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time. If you’re participating in an activity and not sure if it’s covered, you can contact us and ask.
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Do I get my money back if I cancel a trip?
Trip cancellation coverage is available on all four plans offered by World Nomads, and you could be reimbursed for pre-paid, unused, non-refundable expenses like flights, tours and accommodations if your trip is cancelled for a covered reason. If you want ultimate flexibility to simply change your mind about your trip, you may be able to get optional ‘cancel for any reason’ coverage as well.
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What happens if my bags are delayed?
If your checked-in bags are delayed more than 12 hours on the way to your destination, your plan could reimburse you for the cost (up to the policy limits) of essential items like toiletries and a change of clothes until you and your bag are reunited.
Need destination inspiration for your next LARP trip?
Within Canada, Bicolline has become a favorite in the LARP world. However, there are plenty of great spots to LARP around the world, too. If you aren’t sure where to go for your next live action role playing adventure, check out a couple of our favorite LARP events and get destination-specific travel insurance tips to help you plan with confidence.
Requiem: Reichskinder – Czech Republic
This article is for general informational purposes only. It is not intended to provide medical, legal, insurance, or travel advice and provides only a general summary of certain features that may be available under applicable travel insurance policies. Coverage is subject to the specific terms, conditions, limitations, exclusions, and pre-existing condition provisions of the applicable insurance policy. In the event of any inconsistency between this article and the wording of any insurance policy, the policy wording shall govern and take precedence. It is important that you read and understand your policy before travelling. If you have questions about your coverage or are unsure how your policy applies to your circumstances, please contact us for clarification.Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Insurance protection for your hard earned vacation in the event of unexpected cancellation.
- Standard Plan: $2,500
- Explorer Plan: $10,000
- Epic Plan: $15,000
- AMT Plan: $10,000
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Evacuation & Repatriation
We’ll get you to hospital or home quickly.
- Standard Plan: $250,000
- Explorer Plan: $500,000
- Epic Plan: $750,000
- Annual Plan: $500,000
Emergency Evacuation & Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Gear & Baggage Protection
Coverage for the theft, damage or delay of your bags, tech and sports gear.
- Standard Plan: $1,000
- Explorer Plan: $2,000
- Epic Plan: $5,000
- Annual Plan: $2,000
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
Protect your health
- Emergency Medical & Dental Expenses
- Emergency Evacuation and Repatriation
- Bedside Companion Travel and Subsistence
- Emergency Professional Services
- Return of Remains
- Return of Travel Companion/Dependent Children
Protect your trip
- Trip Cancellation
- Trip Interruption
- Trip Delay
- Optional Cancel for Any Reason (Explorer or Epic)
- Trip Exchange (Explorer, Epic or AMT)
- Rental Vehicle Damage (Explorer, Epic or AMT)
Protect your stuff
- Baggage and Personal Effects Theft or Damage
- Baggage and Sporting Equipment Delay
- Travel Documents Theft or Damage
- Sporting Equipment Theft or Loss by a Common Carrier
- Covered Adventure Sports listed in Policy
Assistance Services
- 24/7 Worldwide Emergency Medical Assistance
- Worldwide Travel Assistance
- Personal Security Assistance
- Adventure Traveller’s Hotline
- Bag Trak
Before your trip, check the latest government advice for any travel alerts for your destination.