Live Action Role Playing (LARP) Travel Insurance Coverage
Learn how Canadian Residents can protect their LARP adventures with travel insurance
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At a glance:
- World Nomads offers travel insurance to help cover medical emergencies, gear loss, and trip cancellations. Live action role playing (LARP) may be covered, and you can choose a plan based upon the level of coverage you need.
- Our plans include emergency medical evacuation coverage if you get injured while LARPing in remote areas.
- We provide gear protection if your LARP equipment is stolen or accidentally damaged by the common carrier during your trip.
- If your trip is disrupted by illness or injuries (amongst other covered reasons), travel insurance for LARPing may help cover your unused, prepaid, non-refundable trip costs.
- Why should I consider travel insurance for my LARP trip?
- Travel insurance for LARPing: What may be covered?
- What level of travel insurance coverage do I need for my LARP trip?
- What may not be covered when on a live action role play trip?
- Top safety tips we recommend for LARPing safely
- FAQs
Whether you're into renaissance, steampunk, or another type of live action role playing, LARPing can allow you to step away from real life and temporarily live life in a fictional setting. LARPing can take you to some exciting places outside of Canada, but it helps to always be prepared for the unexpected. If you’re planning a trip, you may want to protect your adventure with World Nomads Travel Insurance for live action role playing. Our travel insurance plans include a range of benefits that could help with everything from stolen LARP gear to unexpected emergency medical expenses.
Why should I consider travel insurance for my LARP trip?
Most game masters take steps to try to keep the environment safe, but unexpected issues can mess up even the most carefully planned LARP trips. If you lose your footing and trip, that fall to the ground will bring you back to reality quickly. Travel insurance for your LARPing adventure may help you bounce back quickly with support for medical and travel emergencies, delays, and disruptions. With coverage that is flexible to your needs, it’s a smart way to travel confidently when you’re live action role playing outside of your home province.
Nomads tip: World Nomads Travel Insurance can also cover your travels within Canada! Your Government Health Plan is limited once you leave your province. Your travel insurance plan can protect your domestic travels outside of your home province too.
Travel insurance for LARPing: What may be covered?
When you’re live action role playing and engrossed in the moment as a character, you can become so consumed in your actions that you don’t pay attention to the terrain around you. Uneven ground and a twisted ankle can be scarier than a horde of monsters coming your way. Since unexpected situations can happen when live action role playing, we’ve designed our plans to include travel insurance for LARPing. We also offer coverage for more than 250 other sports, activities and experiences.
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Emergency Medical Expenses
If you get injured when LARPing and require emergency medical treatment -
24/7 Emergency Assistance
Available 24/7 to assist in an emergency situation -
Baggage & Gear Coverage
Damaged or stolen LARP gear -
Trip Cancellations, Trip Interruptions and Delays
Travel protection for your unused, pre-paid, nonrefundable trip costs and unexpected expenses
Get a quote and compare the plans to see which level of coverage is right for you.
What level of travel insurance coverage do I need for my LARP trip?
World Nomads offers two plans for Canadian residents – the Standard and Explorer – each with different levels of coverage.
- Standard Plan – This is the most basic plan and includes up to $5,000,000 CAD in emergency medical expenses and $2,500 CAD for trip cancellation.
- Explorer Plan – This adventure travel insurance plan also covers live action role playing but has higher limits of coverage.
Even if your main goal is to LARP, you may also be participating in other activities like archery or camping. That’s totally fine, because there are over 250+ sports, activities and experiences that could be covered when you purchase travel insurance for LARP. When you purchase your policy, you’ll need to list live action role playing, and all of the other activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time. Costs may vary depending on the additional activities you list.
If you are planning to participate in an activity that isn’t listed in our policy wording, you will need to contact us to determine if you will be covered.
Nomads tip: Get a quote and choose your plan first, then the system will prompt you to add the activities you plan to do. Make sure you list them all; you won’t be able to make changes once on your trip.
Get a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
What may not be covered when on a live action role play trip?
If you arrive at your event, and aren’t vibing with your plot, your travel insurance for your LARPing adventure won’t cover you if you want to cut your trip short and go home. Some other things that aren’t covered include:
- Unattended baggage, LARP gear, or personal items
- Damage that happens to your LARP equipment while you’re using it
- Not following government ‘Do Not Travel’ advisories issued by the Canadian government
- Travelling or LARPing in your home province
- Participation in other activities not listed as covered in your policy
Top safety tips we recommend for your LARP trip
Every LARP is different, and we encourage you to make sure an event fits your comfort level before participating. Find out ahead of time what type of story you are joining in, and the combat the event allows. Never make assumptions about safety and always ask questions related to the equipment and actions that are classified as safe. You may also want to save a copy of your travel insurance documents for your LARPing trip in your phone and have the phone number for the 24/7 Emergency Assistance team easily accessible as well – just in case.
Here are a few other tips we have found to help keep you safe while LARPing:
- Drink plenty of water.
- Know the safe words beforehand.
- Listen to the game master and marshal.
- Don’t drink and LARP.
- Wear a helmet.
- Perform a weapons check.
- Get rest the day before.
- Take breaks when you need to.
FAQ
Here are our most frequently asked questions about cover for Live Action Role Playing. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team
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Is live action role playing covered under World Nomads Travel Insurance?
Yes, LARPing is covered under both plans offered by World Nomads Travel Insurance. Live action role playing is considered a Level 1 activity and is automatically covered, but you’ll still need to list this as an activity when you purchase your travel insurance for LARP to be covered under your policy. However, you’ll need to pay an additional premium to be covered for any Level 2 and Level 3 activities like zip lining and hang gliding. If you aren’t sure if something is covered, we suggest you contact us to ask.
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What types of incidents are covered while on a LARP trip?
If your trip is cancelled, delayed, or interrupted due to an unforeseen event, you may be able to recover your unused, non-refundable, prepaid travel expenses (up to the policy limits), and this could include unused, prepaid, non-refundable tours that you paid for in advance. If you fall and get hurt while LARPing and require emergency medical assistance, emergency medical coverage could come in handy in the case of an unexpected injury. You could also be covered for unplanned situations such as lost bags or if the Canadian government issues a travel advisory for your trip destination.
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Can I get coverage after my trip starts?
Yes. If your trip has already started, World Nomads can still offer you coverage. You can buy a plan online anytime, from anywhere in the world. If you buy a plan after departing from your home province, you won’t be covered for any loss or expense related to any injury or sickness that occurs in the 48-hour period after your departure date.
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Does World Nomads offer travel insurance for live action role playing overseas?
Yes, some of the best LARP events are outside of Canada and World Nomads doesn’t want to limit your fun. For example, if you have travel insurance for Germany, you could have the opportunity to participate in Conquest of Mythodea. When you get a quote for travel insurance for your LARPing adventure, you’ll need to input where you’ll be travelling.
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What should I do if I get hurt while I’m LARPing?
You can contact the 24/7 Emergency Assistance team and they can help direct you to nearby medical facilities. They can also translate for you if you’re travelling outside Canada and your medical team doesn’t speak English or French. Make sure you keep all documentation including doctor reports, invoices, etc. You’ll need those things if you plan to make a claim.
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Does World Nomads Travel Insurance cover other activities during my trip?
Yes, you could be covered for more than 250 other sports, activities and experiences. Things like archery, hiking, and camping could all be covered. When you purchase your policy, you’ll need to list all of the activities that you plan to participate in while on your trip. You won’t be able to add or remove activities after you make your purchase, so make sure you add them all at that time. If you’re participating in an activity and not sure if it’s covered, you can contact us and ask.
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Do I get my money back if I cancel a trip?
If your checked-in bags are delayed more than 12 hours on the way to your destination, your plan could reimburse you for the cost of (up to the policy limits) essential items like toiletries and a change of clothes until you and your bag are reunited.
Need destination inspiration for your next LARP trip?
Within Canada, Bicolline has become a favorite in the LARP world. However, there are plenty of great spots to LARP around the world, too. If you aren’t sure where to go for your next live action role playing adventure, check out a couple of our favorite LARP events and get destination-specific travel insurance tips to help you plan with confidence.
Requiem: Reichskinder – Czech Republic
Conquest of Mythodea – Germany
This is only a summary of coverage and does not include the full terms and conditions of the policy. It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions. If you do not understand your coverage, or if you have questions, just ask us.Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Protect your hard earned vacation from unexpected cancellation.
- Explorer Plan: $5,000
- Standard Plan: $2,500
Trip Protection
- Work emergency?
- Weather delay?
- Travel companion sick?
We’ve got your back.
Emergency Medical Insurance
Take the pain out of medical or dental costs.
- Explorer Plan: $10 million
- Standard Plan: $5 million
Emergency Medical Insurance
- Accidentally injured?
- Suddenly sick?
- Need a hospital?
We’ve got your back.
Emergency Evacuation & Repatriation
We’ll get you to hospital or home quickly.
- Explorer Plan: $500,000
- Standard Plan: $500,000
Emergency Evacuation & Repatriation
- Ambulance transfers
- Medevac flights
- Medical escort services
Help starts here.
Protect your gear
Covers the theft, damage or delay of your bags, tech and sports gear.
- Explorer Plan: $3,000
- Standard Plan: $1,000
Protect your gear
- Stolen I.D.s
- Checked-in sports equipment
- Damaged luggage
Help starts here.
- Emergency Medical Expenses
- Emergency Dental for Injury or Sickness
- Bedside Companion Travel and Subsistence
- Emergency Professional Services
- Emergency Evacuation and Repatriation
- Return of Travel Companion/Dependent Children
- Return to Your Trip Destination
- Return of Remains
- Travel Accident
- Flight Accident
- Trip Cancellation
- Trip Interruption
- Trip Delay
- Baggage and Personal Effects Theft or Damage
- Baggage and Sporting Equipment Delay
- Travel Documents Theft or Damage
- Sporting Equipment Theft or Loss by a Common Carrier
- Covered Adventure Sports listed in Policy
Assistance Services Included
- LiveTravelTM Emergency Assistance
- Worldwide Travel Assistance
- Adventure Travel Hotline
- 24/7 Security
- Travel Medical Assistance
- Bag Trak
24/7 emergency assistance
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Telephone +1 866 878 0192 (toll-free from Canada and the Continental U.S.) or +1 416 646 3723 (collect from anywhere else in the world)
Contact the teamBefore your trip, check the latest government advice for any travel alerts for your destination.