Travel Insurance for Chile
Geysers, glaciers and Chilean wine awaits. Learn how travel insurance can help Brazilians visiting Chile.
- As featured in:
As featured in:
- Do I need travel insurance for Chile?
- What Level of Travel Insurance Coverage Should I Get for My Trip to Chile?
- Coverage for Activities in Chile
- Hiking in Patagonia
- Medical Expense and Repatriation
- Baggage Protection
- Trip Cancellation
- Travel Safety Tips
Do I Need Travel Insurance for Chile?
Natural disasters, medical emergencies, and trip cancellations can disrupt travel plans, no matter where you go in Chile. Travel insurance benefits can cover trip cancellations, medical expenses, and lost or delayed baggage, helping protect you and your investment.
What Level of Travel Insurance Coverage Should I Get for My Trip to Chile?
Choosing the right travel insurance coverage depends on your trip type and activities you plan to do. World Nomads offers three plans – Standard, Explorer, and Explorer Plus – each with different coverages and levels of coverage.
- Standard Plan: Ideal for budget travelers and families, covering the basics like trip cancellations, medical emergencies, and baggage loss.
- Explorer Plan: Best suited for adventure travelers. Has all the benefits of the Standard Plan but offers higher coverage maximums.
- Explorer Plus Plan: Offers all the benefits of the Standard and Explorer Plans, with the highest coverage maximums of the three options. You may want to consider this plan for risker activities or for luxury travel.
Compare plans carefully to ensure your insurance coverage option matches your travel needs and learn about the exclusions, terms and conditions. When you get a quote for travel insurance, you can also see the benefits side by side.
Coverage for Activities in Chile
From kayaking in the Marble Caves to backpacking through the Atacama desert, World Nomads can cover losses resulting from participation in more than 180 adventure activities. We encourage you to review the travel insurance plans offered by World Nomads when booking your trip to Chile to make sure your activities are covered.
We cover 180 activities you love + more
- Scuba diving
- Surfing
- Snowboarding
- Skiing
Hiking in Patagonia
Chile offers some of the world’s best hiking in Patagonia, including the popular W Trek in Torres del Paine National Park. If you get hurt while on a trail, you can call the 24/7 Emergency Assistance team – they may be able to get you the medical care you need, including evacuation if the injury is serious enough.
Medical Expense and Repatriation
In case of unexpected illness or injury on your trip to Chile, the emergency medical coverage included in your travel insurance may reimburse necessary emergency medical expenses while traveling. If your medical team determines that it’s best for you to return to Brazil for medical treatment, your repatriation coverage could cover the costs of specialized medical transportation to get you home.
Baggage Protection
If your checked luggage is lost by your common carrier en route to your trip to Chile, travel insurance benefits may help reimburse you for lost items. If your baggage is delayed for more than 12 hours, you could be reimbursed for essential items you need such as toiletries or a change of clothes. Be sure to save your receipts.
Trip Cancellation
Unexpected events like natural disasters, illness, or family emergencies may force you to cancel your trip to Chile. Trip cancellation insurance coverage may help reimburse prepaid, non-refundable expenses if your trip to Chile is cancelled due to a covered reason.
Travel Safety Tips for Chile
- Consult a doctor to see what vaccinations you need before traveling.
- If you purchase travel insurance for Chile, save the 24/7 Emergency Assistance phone number and your policy number in your cell phone so you don’t have to search for that if an emergency happens. It’s not a bad idea to have a copy of this printed as well.
- Save the information for Brazil’s Consular Offices in Chile in case you have any emergencies that require the assistance of the consular agent.
- Before you travel, check to make sure Brazil’s Ministry of Foreign Affairs doesn’t have any active travel alerts for Chile.
- Pickpocketing and bag theft are things to watch out for when you travel to Chile - especially in crowded touristy areas like Santiago and Valparaiso. Be aware of your surroundings and avoid putting anything valuable in your back pockets. You may also want to carry handbags across your body, and avoid wearing flashy jewelry. You will also want to be extra cautious and keep an eye on your bags at bus terminals, train stations, and airports.
- Be prepared for natural disasters that can happen in Chile. The country is home to many active volcanoes and being located in the Pacific Ring of Fire, earthquakes can also happen at any time.
- One of the coolest (or should we say hottest) things to see in Chile are the geysers in El Tatio. It’s interesting to see, but always watch your steps when you’re near geysers.
- Keep supporting documentation including receipts and communication from your common carrier for any claims you may need to file.
Explore Like a Nomad: Chile
- Consider exploring some of the less-visited national parks in Chilean Patagonia. There are several options that are easy to access, but still offer some pretty spectacular scenery.
- Make time to check out the Chilean fjords and the El Brujo Glacier.
- Read the tips of other nomads before hiking the Torres del Paine.
- Consider building in some adventures in southern Chile into your itinerary.
- Read up ahead of time on our tips to improve your travel landscape photography – Chile has so many beautiful photo opportunities.
- Take extra camera batteries. The worst feeling is to get set up for the perfect shot of an Andean Condor, only to find out you have a dead battery. Prepare ahead of time, and if you are making the journey to see the penguins, make sure to read up on some of our tips on how to photograph wildlife in an ethical way.
- Listen to the Chile episode of the World Nomads Podcast for more tips on hiking, stargazing, seeing geysers, and more.
This is not a complete list of what is or is not covered by Travel Insurance. Limits and conditions apply in different cases and may vary depending on the plan you purchase and your health history. For more information, read the Insured's Manual carefully before purchasing the product and see all the conditions, coverage, limits and excluded risks.
FAQ
Here are our most frequently asked questions about buying travel insurance for Chile. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team.
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Do I need travel insurance to visit Chile?
It’s not legally required, but it’s highly recommended. It protects you against medical expenses, cancellations, or lost baggage. Chile is prone to natural disasters, so coverage is wise.
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Does travel insurance cover hiking and trekking in Patagonia?
Yes, we offer coverage for over 180 activities, including hiking, trekking, backpacking, and camping. Protection is available for adventures up to 3,000 meters in altitude. Always check your plan to make sure your specific routes are included.
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What is the best travel insurance plan for outdoor adventures in Chile?
World Nomads’ Explorer or Explorer Plus Plans are best for adventure travel. They offer higher coverage and include over 180 activities. Choose based on your itinerary and risk level.
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How can I be covered for medical emergencies in Chile?
Choose a plan with emergency medical and repatriation coverage. It can help with hospital bills and transport if needed. Always carry proof of your insurance with you.
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What if I get altitude sickness while visiting the Andes?
Emergency medical coverage may apply if treatment is needed. Documentation from a local doctor may be required for claims. Some plans may cover evacuation if necessary.
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Is travel insurance required for Easter Island (Rapa Nui)?
No, it’s not currently required. However, entry rules can change, so check official updates before you go. Travel insurance is still recommended in case of emergencies.
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Can I get travel insurance coverage if I’m already in Chile?
Yes, with World Nomads, you can buy a plan even if you're already traveling. If you want to extend your trip, you can purchase additional coverage to keep exploring. Just make sure to review the policy details and any waiting periods that may apply.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Protect your trip against unexpected cancellation.
- Explorer Plus: USD $1,500
- Explorer Plan: USD $1,000
- Standard Plan: USD $500
Trip Protection
- Unexpectedly hospitalised?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Medical Expenses Overseas
Take the pain out of medical costs.
- Explorer Plus: USD $100,000
- Explorer Plan: USD $70,000
- Standard Plan: USD $30,000
Medical Expenses Overseas
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Evacuation and Repatriation
Emergency medical transportation: we’ll get you to hospital or home quickly.
- Explorer Plus: USD $80,000
- Explorer Plan: USD $60,000
- Standard Plan: USD $40,000
Emergency Evacuation & Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medivac home?
Help starts here.
Checked-in Baggage Loss
Covers the loss, theft or damage of your bags by a common carrier.
- Explorer Plus: USD $1,200
- Explorer Plan: USD $1,000
- Standard Plan: USD $500
Checked-in Baggage Loss
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Trip Cancellation or Interruption
- Baggage
- Emergency Medical Evacuation & Repatration
- 24 Hour Assistance Services
- And more (depending on your country of residence)
24/7 emergency assistance
Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24-hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Your World Nomads policy is provided through Chubb Seguros:
Phone: +1 212-315-1806 (from anywhere in the world)
Phone: 0800-591-1043 (from Brazil)
WhatsApp message: +54 911 3053-3959
Get a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
Before your trip, check the latest government advice for any travel alerts for your destination.