What you need to know before you start your trip.

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Essential Travel Tips - Caribbean

The Caribbean is a paradise region made up of dozens of islands with white sandy beaches, coconut palms, tropical climate, breathtaking landscapes, and of course, a lot of fun. It is a fascinating destination, much sought after by tourists from all over the world, as well as being on the itinerary of several sea cruises.

You can choose to explore the Bahamas or Antigua Islands on a beautiful boat trip, enjoy delicious food in one of Anguilla Island's 5-star restaurants, or cool off in the waterfalls, beaches and botanical gardens of Santa Lucia Island.

For those who prefer to relax, Curacao Island has several spas to recharge. For those who enjoy luxury, there are several luxury hotels in Cancun and the Dominican Republic, as well as on Saint Bart's Island, where you will find luxurious options with a French twist.

And for travelers who enjoy music, dancing, and parties, Aruba has several nightclubs, casinos, shows, and beach barbecues. In addition, you can dance on the swing of famous Caribbean musical rhythms such as reggae, merengue and calypso.

With so many leisure and fun options, it's important to remember that unforeseen events can occur during your trip. So, check out below how World Nomads travel insurance can help you and your family travel smart and safe.

Coverage for Medical, Hospital and Dental Expenses

Tropical diseases like Yellow Fever, Zika, Malaria, Dengue, Chikungunya virus, are present in the Caribbean. Before you travel, please check out the recommended vaccines on the islands you will visit and keep your vaccinations up to date. Also, use a good repellent during your trip.

Cuba and Venezuela require travel insurance with medical coverage for tourists. When planning your trip, check the health hazards on the islands you will visit, and remember that “prevention is better than cure”.

In the event of an accident or sudden illness, our travel insurance can help you and your family with emergency medical, hospital and dental expenses, medical transfers and body transfers. In addition, our staff provides 24/7 assistance in emergencies.

Routine medical consultations, non-emergency situations, epidemics and pandemics are not covered, as long as they are declared by competent agencies.

Sports, adventure activities

The Caribbean Islands offer numerous opportunities for water sports and adventure activities. In the Cayman Islands, for example, adventurers will find one of the world's most amazing diving areas, with beautiful reefs and even shipwrecks at the bottom of the sea. In addition, visitors will have the opportunity to swim and feed the rays in the famous Sting Ray City, or go kayaking and fishing around the island. However, it is worth remembering that accidents happen even to the most experienced practitioners.

Our travel insurance covers over 180 sports and adventure activities. Our coverage includes accident, medical, hospital, and ambulance expenses, as well as urgent message transmission to family members in case the insured is unable to contact their family.

Check the list of covered and non-insurance sports and adventure activities in the insured's manual.

Natural disasters

The Caribbean Islands are located on the Caribbean tectonic plate, where there is a volcanically active zone. This means that natural disasters such as storms, tornadoes, and hurricanes can occur in the region.

So be aware of the risk areas and warnings issued by the relevant agencies, as well as information on how to proceed in case of natural disasters.

World Nomads does not cover accidents resulting from natural disasters.

This is only a summary of cover and does not include the full terms and conditions of the policy. You should read your policy wording in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, customer service is always here to help.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your trip against unexpected cancellation.

  • Explorer Plus: USD $1,500
  • Explorer Plan: USD $1,000
  • Standard Plan: USD $500
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Medical Expenses Overseas

Take the pain out of medical costs.

  • Explorer Plus: USD $100,000
  • Explorer Plan: USD $70,000
  • Standard Plan: USD $30,000
Medical Expenses Overseas
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Evacuation and Repatriation

Emergency medical transportation: we’ll get you to hospital or home quickly.

  • Explorer Plus: USD $80,000
  • Explorer Plan: USD $60,000
  • Standard Plan: USD $40,000
Emergency Evacuation & Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Checked-in Baggage Loss

Covers the loss, theft or damage of your bags by a common carrier.

  • Explorer Plus: USD $1,200
  • Explorer Plan: USD $1,000
  • Standard Plan: USD $500
Checked-in Baggage Loss
  • Passport stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Trip Cancellation or Interruption
  • Baggage
  • Emergency Medical Evacuation & Repatration
  • 24 Hour Assistance Services
  • And more (depending on your country of residence)
This is a general summary for Brazil residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24-hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Your World Nomads policy is provided through Chubb Seguros:

Phone: +1 212-315-1806 (from anywhere in the world)

Phone: 0800-591-1043 (from Brazil)

WhatsApp message: +54 911 3053-3959

Travel insurance. Simple & flexible.

Travel insurance for independent travelers and intrepid families. Nobody wants to think about all the things that could go wrong on their trip, but these things can and do happen. So be prepared and get your travel insurance today.

Underwritten by:

Insured by Chubb. For Brazilian residents, we partner with Chubb to provide travel insurance products, customer service for 24/7 urgencies and emergencies, and claims service. You can purchase your insurance in up to six installments.

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