Travel Insurance for Bali: What Brazilians Need to Know
What to consider before surfing, riding scooters, or exploring the islands in Bali
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At a glance
- Travel insurance for Bali can help protect against trip cancellations, flight delays, and unexpected interruptions
- Benefits may include coverage for emergency medical treatment and pharmaceutical expenses
- Coverage may apply in cases of baggage delay or loss while your luggage is under the care of a common carrier, such as an airline
- Protection may extend to a wide range of adventure activities, including surfing, diving, hiking, and snorkeling, depending on the plan
- Optional upgrades and coverage levels may be available based on the selected plan
- Why Travel Insurance Is Important for Bali
- What Level of Travel Insurance Coverage Should I Get for Bali?
- Coverage for Activities in Bali
- Motorbiking in Bali
- Bali Belly: Food-Borne Illness in Bali
- Medical Expenses, Emergency Evacuation, and Repatriation
- Baggage Protection
- Trip Cancellation
- Travel Safety Tips for Bali
- FAQs
Why Travel Insurance Is Important for Bali
Bali is one of the most dreamt-of destinations for Brazilian travelers. Known as the “Island of the Gods,” it offers lush rice terraces, dramatic volcanoes, coral reefs, and a deeply spiritual culture. From Ubud’s wild nature to the cliffs of Uluwatu and the laid-back beaches of Canggu, Bali combines nature, culture, and adventure in a unique way.
Balinese gastronomy is another highlight, with dishes like nasi goreng, satay, gado-gado, and fresh tropical fruits, alongside a growing scene of international cuisine and plant-based restaurants. But while Bali is welcoming and relatively affordable, unexpected situations can disrupt even the best-planned trip. That’s where travel insurance can help protect both your experience and your budget.
What Level of Travel Insurance Coverage Should I Get for Bali?
The right level of travel insurance for Bali depends on your itinerary, the activities you plan to do, and how much protection you want during your trip. We offer three single-trip plans, each with different coverage levels and limits so you can choose the best fit for your route and comfort level:
| Standard Plan | Explorer Plan | Explorer Plus Plan |
|---|---|---|
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Designed for travelers seeking essential coverage, this plan may include overseas emergency medical benefits, pre-trip cancellation, cover for your belongings, and protection for certain adventure activities. Get a quote |
This plan includes all the benefits of the Standard Plan, with added features, along with higher coverage limits and/or sub-limits for medical expenses and activities. Get a quote |
Offering the most comprehensive protection, Explorer Plus includes all benefits from the Standard and Explorer Plans, with the highest coverage limits and/or sub-limits available to residents in Brazil. Get a quote |
Get a quote and compare the plans to see which level of coverage is right for you.
Coverage for Activities in Bali
Bali is an outdoor playground. Surfing, snorkeling, scuba diving, waterfall hikes, yoga retreats, and volcano treks are among the most popular activities. World Nomads plans may cover more than 180 adventure activities, but some require higher-level plans.
We recommend reviewing your chosen plan before departure to ensure your activities are covered, especially if you plan to dive, surf, or hike at elevation.
We cover 180 activities you love + more
- Scuba diving
- Surfing
- Snowboarding
- Skiing
Common insurance considerations for Bali
Motorbiking in Bali
Scooters and motorbikes are one of the most common ways to get around Bali, and also one of the leading causes of accidents among travelers. Roads can be narrow, chaotic, and slippery during the rainy season.
If you plan to ride a motorbike in Bali, make sure you:
- Hold the appropriate license valid in Indonesia
- Wear a helmet at all times
- Follow local traffic laws
Failure to comply with local regulations may affect your insurance coverage. Learn more about motorbike requirements before renting.
Bali Belly: Food-Borne Illness in Bali
Food-borne illnesses, commonly referred to as “Bali Belly,” are very common among travelers. Symptoms may include diarrhea, nausea, vomiting, stomach cramps, and dehydration. The causes are usually contaminated food or water, including ice cubes, raw vegetables, unfiltered water, or improperly handled food.
Even travelers who are careful can be affected. You can reduce your risk by drinking bottled water, avoiding ice, washing hands frequently, and eating at reputable establishments.
For detailed prevention tips, read this guide on safe food and water practices.
We recommend you contact us as soon as you develop digestive issues, as we may be able to direct you to a suitable medical facility. This is a very common claim in Bali and we've helped a lot of people in your situation.
Travel insurance may cover medical treatment related to food poisoning or gastrointestinal illness, depending on your policy.
Medical Expense, Emergency Evacuation and Repatriation
Medical facilities in Bali vary in quality. While there are international-standard hospitals in areas like Denpasar, more serious conditions may require evacuation.
Travel insurance may reimburse eligible emergency medical expenses and, if necessary, cover emergency evacuation and repatriation if local treatment is inadequate and the condition is severe or life-threatening.
Baggage Protection
If your checked baggage is delayed or lost by a common carrier, such as an airline, while traveling to or from Bali, travel insurance benefits may help reimburse you for eligible expenses or lost items, subject to the terms of your plan.
If your baggage does not arrive as scheduled, contact the airline immediately and file a report before leaving the airport. You should then notify World Nomads as soon as possible.
Trip Cancellation
Unexpected events such as illness, injury, family emergencies, or certain natural disasters may force you to cancel your trip to Bali before departure. Trip cancellation benefits may help reimburse prepaid, non-refundable travel expenses if your trip is cancelled for a covered reason, in accordance with the terms and conditions of your policy.
Travel Safety Tips for Bali
- Check official travel advisories for Indonesia before departure.
- Consult a healthcare professional about recommended vaccinations and health precautions prior to traveling.
- Save your policy number and emergency contact details on your phone, and keep a printed copy with your travel documents.
- Keep all receipts, medical reports, and written communication from airlines or other common carriers, as these may be required if you need to file a claim.
Get a quote for travel insurance plans for your trip to Bali.
FAQ
Here are our most frequently asked questions about cover for Bali. You can also find the answers to other questions in our Help Center or you can ask the customer service team.
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Do Brazilian travelers need travel visa and insurance to enter Bali?
Brazil and Indonesia have a visa exemption agreement, and as of July 2025, Brazilian nationals do not need a visa to enter Indonesia for stays of up to 30 days for tourism, business, or medical treatment. If you plan to stay longer, a visa on arrival is required. Travel insurance is not mandatory for entry, but it is strongly recommended, as medical care, evacuation, and unexpected travel disruptions can be costly without coverage.
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Does travel insurance cover medical and hospital expenses in Bali?
Many plans may cover eligible emergency medical and hospital expenses incurred in Bali. Coverage limits and exclusions apply, so it’s important to review your policy documents carefully before traveling.
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Does travel insurance cover activities like surfing, diving, and hiking in Bali?
Yes, many adventure activities are covered, but some require higher-tier plans. Activities like scuba diving or volcano hiking may not be included under basic coverage.
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Does travel insurance provide coverage if I rent and ride a scooter or motorbike in Bali?
Coverage may apply only if you have the proper license and follow local laws. Riding without a helmet or valid license may void coverage related to motorbike accidents.
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What happens if I need emergency medical evacuation from Bali?
If local treatment is inadequate, emergency evacuation benefits may cover transportation to the nearest suitable medical facility or another country, depending on the severity of your condition.
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Does travel insurance cover food poisoning, dengue fever, or “Bali Belly”?
Many plans may cover eligible medical treatment for illnesses like food poisoning or dengue fever. Always contact your insurer as soon as symptoms appear.
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Does travel insurance cover natural disasters like volcanic eruptions or earthquakes in Bali?
Coverage may apply for trip cancellation, delay, or interruption caused by covered natural disasters. Terms and exclusions vary by plan.
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What documentation do I need to file a travel insurance claim in Bali?
You’ll generally need medical reports, receipts, proof of travel, and any official documentation related to the incident. Keeping digital copies is highly recommended.
Travel Insurance Benefits: how we can take care of you
Trip Cancellation
Protect your trip against unexpected cancellation.
- Explorer Plus: USD $1,500
- Explorer Plan: USD $1,000
- Standard Plan: USD $500
Trip Protection
- Unexpectedly hospitalized?
- Travel buddy unfit to travel?
- Close relative suddenly dies?
We’ve got your back.
Medical Expenses Overseas
Take the pain out of medical costs.
- Explorer Plus: USD $100,000
- Explorer Plan: USD $70,000
- Standard Plan: USD $30,000
Medical Expenses Overseas
- Need meds quick?
- Accidentally injured?
- Suddenly sick?
We’ve got your back.
Emergency Evacuation and Repatriation
Emergency medical transportation: we’ll get you to hospital or home quickly.
- Explorer Plus: USD $80,000
- Explorer Plan: USD $60,000
- Standard Plan: USD $40,000
Emergency Evacuation & Repatriation
- Banged up abroad?
- Need a hospital urgently?
- Medevac home?
Help starts here.
Checked-in Baggage Loss
Covers the loss, theft or damage of your bags by a common carrier.
- Explorer Plus: USD $1,200
- Explorer Plan: USD $1,000
- Standard Plan: USD $500
Checked-in Baggage Loss
- Passport or tech stolen?
- Airline lost your gear?
- Bags delayed?
Help starts here.
- Emergency Overseas Medical & Dental Expenses
- Trip Cancellation or Interruption
- Baggage
- Emergency Medical Evacuation & Repatration
- 24 Hour Assistance Services
- And more (depending on your country of residence)
Get a travel insurance quote
Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.
Get a quote
Before your trip, check the latest government advice for any travel alerts for your destination.