Hiking and Trekking Travel Insurance Coverage

Simple and flexible protection for Brazilian hikers and trekkers worldwide

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At a glance:

  • World Nomads Travel Insurance may cover many types of hiking and trekking activities, including multi-day trails and backpacking under 3,000 meters.
  • Plans may include overseas emergency medical coverage, evacuation, baggage loss and delay, trip cancellation, and more than 180 adventure activities.
  • Choose from three single-trip plans tailored for travelers: Standard, Explorer, and Explorer Plus.
  • Access 24/7 emergency assistance and make claims online from anywhere in the world.

Whether you’re hiking through tropical jungle, trekking Mont Blanc, or climbing Mt. Kilimanjaro, the right travel insurance can help keep your adventure on track. World Nomads offers coverage for a wide range of hiking styles, from casual day hikes to multi-day wilderness treks, and includes benefits that may help if your plans are disrupted by unexpected events.

Hiking and trekking travel insurance coverage

As passionate hikers ourselves, we’ve designed our plans to support many types of trekking adventures. Whether you’re dreaming of the Camino de Santiago, exploring California’s towering redwoods, or heading out for a modest day hike, our coverage helps protect you from a variety of mishaps. Residents of Brazil can access coverage for more than 180 sports, activities, and outdoor experiences, including hiking, trekking, camping, and backpacking under 3,000 meters.

We offer three single-trip plans, each with different coverage levels and limits so you can choose the best fit for your route and comfort level:

  1. Standard Plan
    Includes a range of benefits such as overseas emergency medical, cover for your belongings, pre-trip cancellation, and certain adventure activities.

  2. Explorer plan
    Includes all the benefits of the Standard Plan and a few more, including COVID coverage, plus higher coverage limits and/or sub-limits.

  3. Explorer Plus plan
    Includes all the benefits of the Standard and Explorer Plans, with the highest coverage limits and/or sub-limits of all three plans.

Get a quote and compare the plans to see which level of coverage is right for you.

When you’re comparing coverage levels, consider the distance you’ll travel, the type of terrain you’ll encounter, the value of your gear, and how remote your destination will be. Getting a quote can help you see the difference in benefit limits from one plan to the next.

Why should you consider travel insurance coverage for your next hiking and trekking adventure?

Hiking and trekking take you off the beaten path - and sometimes far from help if something goes wrong. Even on well-marked trails, things can go sideways quickly, from a sprained ankle to sudden illness or stolen baggage. Travel insurance designed for hiking may help protect your trip from unexpected medical emergencies, delays, and disruptions so you can explore confidently, knowing you have support if you need it.

Whether you’re traveling across the country or to a far-flung region of the world, your hiking adventure is an investment of time, money, and preparation. Insurance gives you the flexibility and backup you need if weather changes, connecting flights go off-schedule, or your bags fail to arrive at your destination. Having protection in place means you can focus on the trail ahead - not on what might go wrong.

Get a travel insurance quote

Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.

Get a quote
A person hiking in front of a mountain

Top tips for your trekking adventure

To make the most of your trek, keep the following tips in mind:

  1. Be prepared

Check the weather before you go, inspect your gear, and make sure your footwear and equipment are suited to the terrain. If you’re joining a guided tour, confirm that your operator is accredited and experienced.

  1. Get hike-fit

Even moderate hikes require stamina, balance, and strength. If you’re tackling altitude, such as on the Inca Trail, make sure you’re prepared for the thinner air. Train appropriately in the weeks before your trip.

  1. Choose routes responsibly

Match the trek to everyone’s experience level. Wear appropriate clothing and safety gear, stay hydrated, and respect environmental guidelines.

  1. Keep your receipts and documentation

Any claim you submit will require proof, such as purchase receipts or reports of loss or theft. Keep digital or printed copies of your important documents throughout your trip.

When you’re ready to start planning, head to our website to get a quote and compare plans.

Other adventure activities covered

In addition to hiking and trekking, World Nomads covers more than 180 sports, activities, and experiences, from camping and rock climbing to many other outdoor pursuits. If your adventure goes beyond hiking, be sure to review our full list of covered activities to confirm what’s included in your plan.

FAQ

Here are our most frequently asked questions about cover for hiking. You can also find the answers to other questions in our Helpdesk or you can ask our customer service team

  • What is the difference between hiking, trekking, and mountaineering for travel insurance purposes?
    For travel insurance coverage, “hiking” and “trekking” are often interchangeable and refer to walking routes of varying distances and difficulty. Mountaineering, however, typically involves technical climbing, specialized equipment, or high-altitude ascents. Because each activity carries different risks, our plans cover hiking and trekking under 3,000 meters but do not cover mountaineering or technical climbs requiring ropes or special gear.
  • Would hiking gear and equipment be covered?
    Yes, many types of hiking gear may be covered if lost, stolen, or accidentally damaged by a carrier. Coverage limits vary by plan, and damage from normal use or wear and tear isn’t included. Review your plan documents carefully, especially if you’re carrying high-value items such as GPS devices or technical clothing.
  • Do I need insurance coverage for multi-day trekking trips?
    Multi-day hikes often involve remote routes where help may be far away. Our plans may cover emergency medical treatment, evacuation, baggage protection, trip cancellation, and more, giving you flexibility and support throughout your adventure.

Need destination inspiration?

If you’re looking for inspiration for your next trek, explore some of the world’s most iconic hiking routes and start planning with confidence.

High-Altitude Hiking: How to Prepare and Train

Mangoes and Machu Picchu

Not So Solo in Patagonia: Hiking Torres del Paine

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your trip against unexpected cancellation.

  • Explorer Plus: USD $1,500
  • Explorer Plan: USD $1,000
  • Standard Plan: USD $500
Trip Protection
  • Unexpectedly hospitalized?
  • Travel buddy unfit to travel?
  • Close relative suddenly died?

We’ve got your back.

Medical Expenses Overseas

Take the pain out of medical costs.

  • Explorer Plus: USD $100,000
  • Explorer Plan: USD $70,000
  • Standard Plan: USD $30,000
Medical Expenses Overseas
  • Rolled your ankle?
  • Bedridden after a local delicacy?
  • Struggling with altitude?

We’ve got your back.

Emergency Evacuation and Repatriation

Emergency medical transportation: we’ll get you to hospital or home quickly.

  • Explorer Plus: USD $80,000
  • Explorer Plan: USD $60,000
  • Standard Plan: USD $40,000
Emergency Evacuation & Repatriation
  • Road or air ambulance?
  • Flight assistance?
  • Medivac needed home?

Help starts here.

Checked-in Baggage Loss

Covers the loss, theft or damage of your bags by a common carrier.

  • Explorer Plus: USD $1,200
  • Explorer Plan: USD $1,000
  • Standard Plan: USD $500
Checked-in Baggage Loss
  • GoPro stolen?
  • Gear damaged in transit?
  • Bags delayed?

Help starts here.

  • Emergency Overseas Medical & Dental Expenses
  • Trip Cancellation or Interruption
  • Baggage
  • Emergency Medical Evacuation & Repatration
  • 24 Hour Assistance Services
  • And more (depending on your country of residence)
This is a general summary for Brazil residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the plan documents for full details.

We cover 180 activities you love + more

Snow 28 activities
Water 38 activities
Air 9 activities
Land 61 activities
Sports 54 activities
Experiences 8 activities
  • Scuba diving
  • Surfing
  • Snowboarding
  • Skiing
All activities are included in the Standard, Explorer and Explorer Plus Plans.

24/7 emergency assistance

Whether you need medical or dental assistance or advice, emergency evacuation or travel assistance, our team are available 24-hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

Your World Nomads policy is provided through Chubb Seguros:

Phone: +1 212-315-1806 (from anywhere in the world)

Phone: 0800-591-1043 (from Brazil)

WhatsApp message: +54 911 3053-3959

Get a travel insurance quote

Simple and flexible travel insurance. Buy at home or while traveling, and claim online from anywhere in the world.

Get a quote
A person hiking in front of a mountain