Simple and flexible travel insurance for Kiwis travelling worldwide. Buy, extend and claim online anywhere, anytime.
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World Nomads travel insurance plans have been designed by travellers for travellers. We offer help when the unexpected happens.
Whether you’re backpacking through Asia, relaxing on the beach in Hawaii, skiing in Canada or taking a cultural journey across Greece, our policies offer benefits such as, emergency overseas medical coverage, cancellation cover, and a 24/7 Emergency Assistance team to give you a helping hand when you need it the most.
Been working hard for your trip?
We'll work hard to protect it.
We’ve got your back.
Feeling fit and healthy? What if you get sick or injured?
Take the pain out of medical or dental costs.
We’ve got your back.
Know where the nearest hospital is?
Don’t stress, we’ll get you there quickly.
Help starts here.
Love photography, filming or sport?
Cover your bags, tech or gear.
Help starts here.
Travel insurance helps protect you from unexpected costs like medical emergencies, trip cancellations, or lost luggage. Learn why travel insurance is important.
We offer two plans for New Zealanders, learn about our Standard and Explorer plans.
Yes. Common exclusions include:
Always refer to the specific terms, conditions, limitations and exclusions of your Policy Document to understand the full scope of coverage.
Yes! You can purchase travel insurance even after booking or while already overseas. However, if you buy after departure, a 72-hour waiting period applies.
World Nomads automatically covers over 40 pre-existing conditions when certain criteria are met. Other conditions may not be covered. Review your Policy Document carefully and disclose any conditions upfront.
Making a claim is a straightforward process. Click to learn how to make a claim on your World Nomads policy.:
World Nomads does not cover losses from pandemics or WHO-declared public health emergencies. However, some COVID-19-related events may be covered depending on your plan. Learn more about COVID-19 coverage here.
You can cancel your policy for a full refund before 11:59 PM NZST/NZDT the day before departure if:
Just sign into your account, choose your policy and follow the links to cancel before your policy Departure date. Note: Refunds are not provided for unused policy portions if you return home early.
If you're a Kiwi traveller and need assistance with a claim, an emergency or need to ask us a question about coverage for your policy, reaching out to World Nomads is easy. Here's how:
For general inquiries:
For emergencies (24/7 assistance):
For claims:
Travel insurance for independent travelers and their families. Simple, flexible trip insurance for international or domestic travel. Buy and claim online from anywhere in the world.
Tell us your travel details including where, when and who is traveling. Make sure to add all destinations and include travel dates from the day you leave, to the day you return.
Select the activities and benefits that you'll need for you, your partner or your family.
Once you’ve purchased, we’ll send your policy details to your chosen email, or you can access it via your account.
Whether you need medical assistance or emergency evacuation, our teams are available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
Contact the teamBefore your trip, check the latest government advice for any travel alerts for your destination.