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Cuban Travel Insurance Requirements: What You Need to Know

The Government of Cuba decided in May 2010, that all travelers, foreign and Cubans living abroad coming to the country need to have travel insurance with medical cover prior to arrival.

The Cuban flag against a dilapidated building Photo © iStock/mbbirdy

Why you must have travel insurance with medical cover to enter Cuba

Following a declaration by the Cuban Government since May 2010, all travelers, foreign and Cubans living abroad, coming to the island nation will need a medical insurance policy.

To meet such a requirement, travelers shall have a travel insurance which covers medical expenses or a policy for medical expenses with coverage in Cuba.

The insurance policy should be taken out at the home country of departure. Travelers, who, exceptionally, don't have insurance at arrival, could take out a policy of insurance and assistance from Cuban insurance companies at the airport, port or marina.

Travel insurance from Cuban insurance companies and most international insurance companies receive travel assistance services in Cuba from Asistur S.A, available 24 hours all year round.

Experience shows that over 80% of visitors to Cuba have insurance coverage, from companies at their countries of origin covering their medical expenses in Cuba.

Travelers who have taken out travel insurance with medical cover prior to depature need to show proof of their policy upon arrival into Cuba. Additionally, if you are participating in high risk activities you will need to purchase additional cover from the Cuban insurance company, Asistur.

Visitors to Cuba will not only find the natural beauty of the island and the proverbial hospitality of its people, but also absolute safety, which includes, of course, welfare and health. In case of any medical emergency, the Cuban health system guarantees the necessary medical care through a network of policlinics and hospitals, covering every corner of the island. Primary health care is provided in most of hotel facilities.

For more information when planning your trip to Cuba please, visit our website or any Cuba embassy or consulate next to you, or the official Cuban Tourism website.

NOTE: While the US Government has long restricted travel to Cuba for US citizens, the Trump administration announced on June 4th, 2019 that organized tours and cruise ships will be banned from stopping in the Caribbean nation as of June 5th, 2019. In their announcement, the State Department said "the United States will no longer permit visits to Cuba via passenger and recreational vessels, including cruise ships and yachts, and private and corporate aircraft."

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