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  1. World Nomads
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  3. Travel Insurance

Travel insurance for New Zealand residents

Simple and flexible travel insurance for Kiwis travelling worldwide. Buy, extend and claim online anywhere, anytime.

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How travel insurance could help protect your next trip

World Nomads travel insurance plans have been designed by travellers for travellers. We offer help when the unexpected happens.

Whether you’re backpacking through Asia, relaxing on the beach in Hawaii, skiing in Canada or taking a cultural journey across Greece, our policies offer benefits such as, emergency overseas medical coverage, cancellation cover, and a 24/7 Emergency Assistance team to give you a helping hand when you need it the most.

Consider our travel insurance plans for your next holiday

Our travel insurance comparison table outlines some of the top benefits of our travel insurance plans.

  • All
  • Standard
  • Explorer
Standard Plan

Standard

Limits and sub-limits shown are the maximum amounts payable per person and a policy excess applies.

Emergency Medical Coverage

Coverage for medical emergencies overseas

Single: Unlimited

Couple/Duo, Family: $5,000,000

Trip Cancellation & Interruption

Reimbursement for interruptions and cancellations pre trip and on trip

Single: $5,000

Couple/Duo, Family: $10,000

Coverage for Lost or Stolen Luggage

Limited benefits for incidents involving your belongings

Single: $2,000

Couple/Duo, Family: $4,000

Coverage for over 120 Activities, Sports and Experiences

Optional upgrades available for adventure sports, activities & experiences

Level 1 - automatically included (see Special Features table)

COVID Cover for Related Events

Coverage for emergency medical assistance. Includes medical assistance, repatriation and hospitalisation benefits.

Not covered

Mt Fuji

Explorer

Limits and sub-limits shown are the maximum amounts payable per person and a policy excess applies.

Emergency Medical Coverage

Coverage for medical expenses while overseas

Single: Unlimited

Couple/Duo, Family: Unlimited

Trip Cancellation & Interruption

Reimbursement for cancelled or interrupted trips

Single: Unlimited

Couple/Duo, Family: Unlimited

Coverage for Lost or Stolen Luggage

Compensation for incidents relating to your belongings, including theft of cash and hire of sporting equipment

Single: $10,000

Couple/Duo, Family: $20,000

Coverage for over 120 Activities, Sports and Experiences

Optional upgrades available for adventure sports, activities & experiences

Level 1 - automatically included (see Special Features table)

COVID Cover for Related Events

Coverage for extra COVID-19-related events like cancellation, trip interruption expenses, some quarantine costs, and more.

Single: $2,500

Couple/Duo, Family: $2,500 per person, up to a maximum of $5,000 per policy

More benefits of World Nomads Travel Insurance

A true claim story

  • This adventure I shared with one of my lovely daughters, has been totally fulfilling in every sense of the word. From the moment we landed in Cuzco, until we left, our experience was momentous for all the right reasons. Being insured with World Nomads added a sense of security, and I really enjoyed the reminders coming through. I will most certainly use you next time I'm off to the Jungle!!!!!
    Kiwi in Peru
  • I was snowboarding and it was icy. I caught an edge on my board and flipped over landing on my back. I injured my Lumber spine and head and could not move at all. I had to be put on a back board and taken by ambulance to Banff Mineral Springs Hospital where I was examined and had x- rays.
    Kiwi in Canada
  • Upon arrival to Spain on the 4th of April I had been displaying fever, headache, exhaustion and dizziness. This lasted for a week, so I went to the doctor at the hospital in Malaga, Andalucia where they gave me a consultation and blood test showing results that indicated a mosquito-bourne virus which makes sense as I arrived in Europe from Mexico a week before the symptoms started.
    Kiwi in Cambodia.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your trip from unexpected cancellation.

  • Explorer Plan: Unlimited
  • Standard Plan: $5,000
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy badly hurt?
  • Has an earthquake damaged your home?

We’ve got your back.

Emergency Medical Overseas

Take the pain out of medical costs.

  • Explorer Plan: Unlimited
  • Standard Plan: $5,000,000
Emergency Medical Insurance
  • Need medicine?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transport

We'll get you to hospital in a flash

  • Explorer Plan: Unlimited
  • Standard Plan: $500,000
Evacuation and Repatriation
  • Banged up overseas?
  • Medivac needed home?
  • You died overseas?

Help starts here.

Protect your gear

Cover your stolen or damaged gear and tech.

  • Explorer Plan: $10,000
  • Standard Plan: $2,000
Protect your gear
  • Damaged docs?
  • Passport pilfered?
  • Tech trashed?

Help starts here.

  • Overseas Medical Expenses
  • Emergency dental treatment
  • 24 hour assistance
  • Emergency medical transport & repatriation
  • Cancellation costs
  • Trip interruption costs
  • Compassionate emergency visit home
  • Resumption of trip
  • Theft or accidental damage to baggage and personal items
  • Baggage delay over 12 hours
  • Funeral expenses overseas or repatriation of remains
  • Personal liability
This is a general summary for New Zealand residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the policy documents for full details.

Frequently Asked Questions

  • Are there exclusions or limitations?

    Yes. Common exclusions include:

    • Medical costs in New Zealand
    • Travel to destinations with "Do Not Travel" warnings
    • Pre-existing medical conditions (unless covered in the policy)
    • Some adventure sports without specific coverage
    • Losses from unlawful acts or changing your mind about travel Check your Policy Document to understand your coverage.

    Always refer to the specific terms, conditions, limitations and exclusions of your Policy Document to understand the full scope of coverage.

  • Can I cancel my policy and get a refund?

    You can cancel your policy for a full refund before 11:59 PM NZST/NZDT the day before departure if:

    1. You haven’t started your trip.
    2. You haven’t made a claim.
    3. You don’t plan to make a claim. Sign into your account to cancel or contact us for help.

    Just sign into your account, choose your policy and follow the links to cancel before your policy Departure date. Note: Refunds are not provided for unused policy portions if you return home early.

  • How can I contact customer support?

    If you're a Kiwi traveller and need assistance with a claim, an emergency or need to ask us a question about coverage for your policy, reaching out to World Nomads is easy. Here's how: 

    For general inquiries:

    For emergencies (24/7 assistance):

    For claims:

Insure your trip in three easy steps


Travel insurance for independent travelers and their families. Simple, flexible trip insurance for international or domestic travel. Buy and claim online from anywhere in the world.

1

Start your quote

Tell us your travel details including where, when and who is traveling. Make sure to add all destinations and include travel dates from the day you leave, to the day you return.

2

Choose a plan

Select the activities and benefits that you'll need for you, your partner or your family.

3

Finalize your purchase

Once you’ve purchased, we’ll send your policy details to your chosen email, or you can access it via your account.

Travel Cover for 220+ Adventure Activities

Snow
Water
Air
Land
Sports
Experiences
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
  • Snow Activities
    • Included for all
      Bobsled - non-snow track Curling Glacier walking Ice skating – indoor Sleigh rides
    • Optional extras
      Bobsled - in snow Bobsleigh Ice fishing Ice hockey - indoor Ice skating - outdoor Kite wing - snow Ski / snowboard - instructor or guide Skiing Skiing - back country Skiing - by helicopter / snow cat Snow biking Snow kiting Snow rafting Snowboarding - back country Snowboarding - by helicopter / snow cat Snowmobiling Tubing on snow
  • Water Activities
    • Included for all
      Angling - inland or coastal waters Banana boat rides Boating - inland or coastal Canoeing - inland or coastal waters Dragon boating Fishing - inland or coastal waters High diving up to 10 metres Hydrofoiling Hydrospeeding - grades 1-5 Jet boating Kayaking - inland or coastal waters Kite boarding - on land or water Kite surfing Paddle boarding Parasailing - over water River boarding - grades 1-5 Rowing Sail boarding - inland or coastal waters Sailing - inland / coastal waters Scuba diving - to 30 metres Scuba diving - learning Sculling Sea canoeing - inland or coastal waters Sea Kayaking - inland or coastal waters Shark cage diving Snorkelling Speed boating Stand up paddle surfing Surf boat rowing Surfing Swimming - pool Tubing on rivers Wake skating Wakeboarding Water polo Water skiing White water rafting Windsurfing - inland or coastal waters
    • Optional extras
      Black water rafting Boating - beyond 3 nautical miles Canoeing - beyond 3 nautical miles Cavern diving - to 40 metres Deep sea fishing Fishing - beyond 3 nautical miles Fishing – ice Jet skiing Kayaking - beyond 3 nautical miles Outrigger canoeing Sailing - beyond 3 nautical miles Scuba diving - cavern diving to 40 metres Scuba diving - instructor or guide Scuba diving - to 40 metres Sea canoeing - beyond 3 nautical miles Sea Kayaking - beyond 3 nautical miles Spearfishing Swimming - with whales / whale sharks Water skiing – barefoot Windsurfing - beyond 3 nautical miles
  • Air Activities
    • Included for all
      Acrobatics Ballooning - hot air Bungee jumping
    • Optional extras
      Abseiling Aerial safari Canyon swing Fly by wire Parachuting Skydiving Tandem skydiving Trapeze Zip line
  • Land Activities
    • Included for all
      Aerobics Air guitar Ballet BMX - on road Bowling - lawn / ten-pin Bush walking - up to 2,000 metres Bushcraft Camel riding Camping - up to 2,000 metres Caving – sightseeing Cycling - up to 2,000 metres in elevation Dancing Dirt boarding Dog sledding Dune buggy Elephant riding - single ride / day tour Fell running Fitness training Go karting Hiking - up to 2,000 metres In-line skating Kite flying Moped riding Motor racing experience - passenger only Motorbiking - on road Motorbiking - pillion passenger Orienteering Outward Bound Paint balling / airsoft Safari tours Salsa dancing Sandboarding / sandskiing Scooter riding Scrambling - up to 2,000 metres Skateboarding Snooker Stilt walking Tramping - up to 2,000 metres Trekking - up to 2,000 metres Tuk Tuk - as a passenger War games - online Zorbing
    • Optional extras
      BMX - off road Bouldering Bush walking - up to 6,000 metres Camel trekking - overnight Camping - up to 6,000 metres Caving - spelunking Cycling - up to 6,000 metres in elevation Elephant trekking - overnight Hiking - up to 6,000 metres Kite buggy Kite wing - land, water Land surfing Motorbiking - off road Mountain biking Multi-sport - triathlon Obstacle course Potholing Quad biking Rock climbing Scrambling - up to 6,000 metres Segway tours Skeleton Spelunking - caving Tough Mudder Trail bike riding Tramping - up to 6,000 metres Trekking - up to 6,000 metres
  • Sports Activities
    • Included for all
      Archery Athletics Australian Rules Football - AFL Badminton Ballroom dancing Baseball Basketball Capoeira dancing Cheerleading Cricket Croquet Darts Dodge ball Fencing Floorball Football Frisbee Golf Gym training Gymnastics Handball Hockey Horse riding - leisure Korfball Lacrosse Lawn bowling Martial arts - non-contact Netball Racquetball Rambling Roller hockey Roller skating Rollerblading Rounders Rugby - league / union Running / jogging Soccer Softball Squash Stoolball Table tennis Tchoukball Tennis Ten-pin bowling Trampolining Ultimate frisbee Volcano surfing Volleyball Weight training Yoga
    • Optional extras
      American football Bicycle polo Clay pigeon shooting Gridiron Horse riding - equestrian Martial arts - Judo, Karate Rapelling Rifle range / sports shooting Running - marathon distance Shooting - rifle range / sports Triathlon - less than ultra distance Via Ferrata
  • Experience Activities
    • Included for all
      Au Pair / nanny (paid or volunteer childcare) Bar work Fruit picking Office work Retail work Teaching WWOOFing
    • Optional extras
      Work - instructor or guide Work - manual work with power tools
Blue activities are automatically included in both the Standard and Explorer plans. All activities listed in orange will need to be added to your policy at the time of purchase. The list is intended as a guide only and there are restrictions on what you can and cannot do, so read the policy wording or contact us. For a more detailed list click here

24/7 emergency assistance

If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

From New Zealand & Overseas:
+61 2 8263 0470 or
+61 2 8292 1470
(reverse charges via an operator from anywhere in the world)

Within Australia (Free call): 1800 611 210