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No matter where your luggage was lost or stolen, you’ll need to report it.
If you’re luggage has been lost or stolen on public transport ( eg plane, cruise, bus or train)
If your luggage has been lost or stolen from your accommodation
Report it to them and ask them to provide written confirmation of the loss or theft and any compensation they’ll offer.
If your luggage has been lost or stolen on a tour or at a public venue ( eg airport, museum, sports stadium)
Report it to tour operator, venue management or security and ask them to provide written confirmation of the loss or theft and any compensation they’ll offer.
For stolen items, you’ll need to report the theft to the police within 24 hours of it taking place, and get a written police report.
You’ll also need a police report for lost items, unless the loss was by a third party (such as an airline).
If your mobile phone or tablet is lost or stolen:
You’ll need to keep all your receipts, along with your itineraries and booking and cancellation confirmations for any affected travel arrangements for when you claim. If you don’t do this, we may reduce or reject your claim.
Our suggestions should help you when things go wrong and you want to make a claim. All travel insurance plans are different and cover will vary, depending what's happened, your Country of Residence, the plan you choose and any options or upgrades you buy. Your Policy Document will always have the full terms, conditions and exclusions that apply.
This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.
Protect your trip from unexpected cancellation.
We’ve got your back.
Take the pain out of medical costs.
We’ve got your back.
We'll get you to hospital in a flash
Help starts here.
Cover your stolen or damaged gear and tech.
Help starts here.
If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.
Are you in need of emergency assistance right now?
From New Zealand & Overseas:
+61 2 8263 0470 or
+61 2 8292 1470
(reverse charges via an operator from anywhere in the world)
Within Australia (Free call): 1800 611 210
Before your trip, check the latest government advice for any travel alerts for your destination.