For those who aren't going home anytime soon.

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For information relating to policies purchased prior to 18 May 2022, please check the Policy Document provided with your purchase. You can contact us if you need this sent to you again. For policies purchased on or from 18 May 2022 please see below.

This content is for New Zealand residents only. 

What does long term travel insurance cover?

We know there’s nothing more exciting than heading overseas with a ticket in your back pocket. So we designed our policies to cover more than 150 activities and events including casual bar work, skiing, zorbing and much more.

Our policies come with loads of benefits depending on the policy that you buy, but all of them cover:

  • Overseas medical
  • Cancellation
  • Luggage/baggage cover
  • 24/7 worldwide assistance

How do I buy more travel insurance cover?

You can buy more cover, even if you’re already on the road. Generally cover lasts for up to one year, but if you want to extend your trip beyond one year, you just need to jump online to get a quote.

You can’t upgrade your policy type once you’ve departed and started your holiday, so you’ll have to buy a new policy if you need more coverage. That’s why it’s critical you select the right level of cover up front.

What’s not covered on long term travel insurance?

There’s a number of other exclusions so make sure you read your policy and know what you aren’t covered for. These include but aren't limited to:

  • Anything illegal (you didn’t really think we’d cover that did you?)
  • If you've taken drugs or alcohol
  • Non-emergency treatment that can wait until you return home (it's not health insurance, it's for travel emergencies)
  • Ongoing treatment in your home country

It’s important to remember that World Nomads offers travel insurance… not medical insurance. That means most of our policies won’t cover you for existing medical conditions or ongoing medical care (we'll patch you up and send you home).

This is only a summary of coverage and does not include the full terms, conditions, limitations and exclusions of the policy. You should read your Policy Document in full so you understand what is and isn’t covered. That way there won’t be any surprises if you need to use it. If you have any questions, please get in touch.

Severed Nerve

I was opening a bag of potatoes with a knife. The knife slipped and cut the 2nd (index) finger on my left hand. I attended the local emergency department in Aix-en-Provence at no charge, they referred me to Clinique Axium the following day. I underwent micro surgery to repair the ulnar nerve in my finger which I had partially severed (50%). Up until this time I was unaware that I had injured the nerve and definitely wasn't aware that I would require surgery. This operation was conducted under local anaesthetic.. I have had 2 follow up appointments at the Clinique the first of which was to issue a prescription to enable my dressings to be changed along with having a specialised splint made to keep my finger in a bent position to enable healing.
Claim paid: NZD $1039.13
T.P. Kiwi in France.

Travel Insurance Benefits: how we can take care of you

Trip Cancellation

Protect your trip from unexpected cancellation.

  • Explorer Plan: Unlimited
  • Standard Plan: $5,000
Trip Protection
  • Unexpectedly hospitalised?
  • Travel buddy unfit to travel?
  • Close relative suddenly dies?

We’ve got your back.

Emergency Medical Overseas

Take the pain out of medical costs.

  • Explorer Plan: Unlimited
  • Standard Plan: $5,000,000
Emergency Medical Insurance
  • Need meds quick?
  • Accidentally injured?
  • Suddenly sick?

We’ve got your back.

Emergency Medical Transport

We'll get you to hospital in a flash

  • Explorer Plan: Unlimited
  • Standard Plan: $500,000
Evacuation and Repatriation
  • Banged up abroad?
  • Need a hospital urgently?
  • Medivac home?

Help starts here.

Protect your gear

Cover your stolen or damaged gear and tech.

  • Explorer Plan: $10,000
  • Standard Plan: $2,000
Protect your gear
  • Passport or tech stolen?
  • Airline lost your gear?
  • Bags delayed?

Help starts here.

  • Overseas Medical Expenses
  • Emergency dental treatment
  • 24 hour assistance
  • Emergency medical transport & repatriation
  • Cancellation costs
  • Trip interruption costs
  • Compassionate emergency visit home
  • Resumption of trip
  • Theft or accidental damage to baggage and personal items
  • Baggage delay over 12 hours
  • Funeral expenses overseas or repatriation of remains
  • Personal liability
This is a general summary for New Zealand residents only. Restrictions, exclusions and limitations will apply. Benefit limits may vary depending on the plan chosen. Check the policy documents for full details.

Travel Cover for 220+ Adventure Activities

Snow
Water
Air
Land
Sports
Experiences
  • Scuba diving
  • Mountain biking
  • Surfing
  • Bungee jumping
  • Skiing
Blue activities are automatically included in both the Standard and Explorer plans. All activities listed in orange will need to be added to your policy at the time of purchase. The list is intended as a guide only and there are restrictions on what you can and cannot do, so read the policy wording or contact us. For a more detailed list click here

24/7 emergency assistance

If you need medical assistance or emergency medical evacuation our team is available 24 hours a day, 7 days a week, 365 days a year before and during your trip.

Are you in need of emergency assistance right now?

From New Zealand & Overseas:
+61 2 8263 0470 or
+61 2 8292 1470
(reverse charges via an operator from anywhere in the world)

Within Australia (Free call): 1800 611 210