World Nomads Announces New and Upgraded Travel Protection Plans

World Nomads is pushing the boundaries of travel insurance benefits with enhanced protection plans and non-insurance service perks.

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A smiling woman rides in a motorboat across a lake. Photo © Getty Images / Klaus Vedfelt
  • Blending innovation with trusted reliability, World Nomads is pushing the boundaries of travel insurance benefits with its four new or upgraded plans.
  • All plans can cover more than 250 activities, offer increased benefit maximums and are packed with non-insurance service perks (like advanced airline bag retrieval), designed to meet the needs of modern travelers
  • Higher tier plans also offer additional benefits such as optional ‘Cancel for Any Reason’ coverage, a pre-existing condition exclusion waiver and payments for annoying ‘travel inconveniences’ that could derail your trip. Travelers must purchase the plan within a time sensitive period in order to be eligible for the pre-existing medical exclusion waiver. Optional benefit purchases can also be subject to a time sensitive period.
  • World Nomads has also begun a new underwriting partnership with United States Fire Insurance Company, part of the Crum & Forster enterprise.

Los Angeles, CA - October 28, 2024 - Global insurance provider World Nomads has expanded its offerings to introduce two new travel protection plans for U.S. residents - the Epic Plan and the Annual Plan. It has also enhanced existing insurance benefits for its popular Standard and Explorer plans, giving travelers added flexibility and robust benefits across all four plans. In addition, several new non-insurance services focused on retrieving lost airline bags and helping travelers access pre-trip vaccinations and prescriptions are included in every plan. Honing its expertise in travel over the past 20 years, World Nomads has expanded to offer these new plans and benefits to match the challenges of travel and continue to build upon what travelers are looking for – ease, flexibility and protection.

These enhancements are made possible through a new strategic underwriting partnership with United States Fire Insurance Company, part of Crum & Forster, with more than 200 years of underwriting experience, offering a broad range of insurance solutions including specialty accident and health, travel, and commercial property and casualty.

Perfect for luxury adventure travelers, bucket list trips and once-in-a-lifetime experiences, the new Epic Plan offers World Nomads’ highest level of protection yet. It offers coverage for epic adventures and includes higher benefits maximums such as up to $15,000 for trip cancellation if you cancel your trip for a covered reason, up to $250,000 for emergency medical expenses, and up to $3,000 for baggage coverage. The new insurance benefits also cover niche travel headaches, such as additional pet boarding costs if you have a covered trip delay as you head home. In some cases, travelers can even receive up to a $250 payment for being stuck on the tarmac for more than two consecutive hours as part of a new ‘travel inconvenience’ benefit. This plan offers the widest range of coverage for adventure activities, including spelunking, camping, cliff diving, free soloing and more, in addition to the over 250 activities included in all World Nomads plans.

For the globetrotter, the new Annual Plan allows travelers to have coverage for unlimited trips during the year, with a maximum individual trip length of 45 days. This gives travelers the flexibility to be covered for multiple domestic or international weekend getaways or extended month-long trips, if travelling 100 miles away from home, all without the hassle of signing up for a new plan each time.

World Nomads has also introduced optional Cancel For Any Reason (CFAR) as an add-on to the Explorer Plan and Epic Plans. This coverage offers cancellation protection, providing travelers with greater flexibility and allowing them to recover 50 - 75% of their trip costs if plans change, depending on the plan chosen. Travelers are encouraged to understand the terms of this benefit by reading the plan documents. The maximum benefit amount is up to the lessor of the trip cost paid or the amount listed on the confirmation of coverage; it is not available in New York.

“After 20 years of supporting adventure travelers, a thorough market analysis revealed that customers across all types of trips desire the same ease and flexibility as our core adventure-seeking audience,” said Christina Tunnah, General Manager of Global Marketing & Brands at World Nomads. “Now with four plans that cater to a variety of different types of travelers and budgets, combined with other non-insurance services to help alleviate the stressors of travel, we offer our US customers more protections and benefits than ever before, allowing them to focus on what they love - exploring the world.”

As part of the product revamp, the Explorer plan has been enhanced with new benefits, which are also available to customers opting for the new Epic plan. These perks include trip exchange coverage, offering flexibility to change travel dates instead of canceling, and coverage for missed connections. Some of the World Nomads plans also include several new unforeseen reasons that allow travelers additional coverage for trip cancellation, interruption and delay. Some of these new covered unforeseen reasons can include the mechanical breakdown for a specified number of hours of a common carrier (including airlines), interrupting your trip due to sickness or loss of a pet, and unforeseen ski/slope closure due to a lack of snow (or too much snow), to name a few. Moreover, the Standard and Explorer plans will also see higher maximum benefit amounts for many benefits, including emergency medical expenses, medical evacuation in certain circumstances, trip delay, and more.

World Nomads has also enhanced its non-insurance services, which already include Generali Global Assistance and FootprintID®, to introduce Blue Ribbon Bags and Runway Health in all of their plans. Blue Ribbon Bags tackles the common issue of lost or delayed luggage by offering a system that tracks and expedites the return of delayed airline baggage. The second new service, Runway Heath, is a telehealth company that is focused exclusively on travel health. Travelers can connect virtually with a physician to access prescription medications and vaccines for their upcoming trip – in some cases delivered straight to their door.

For more information on the new plans and products, as well as important disclaimers, please visit www.worldnomads.com/usa/travel-insurance.

Please note, the information provided on World Nomads services and benefits is a summary and does not include all terms, conditions, limitations, exclusions, and termination provisions. Travelers should carefully read their state specific plan documents for a full description of coverage.

Insurance is underwritten by the United States Fire Insurance Company. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company 20241028-3960601.

ABOUT WORLD NOMADS

Since 2002, World Nomads has been protecting, connecting and inspiring adventurous and independent travelers by offering specialized travel insurance and safety advice.

Our travel insurance products cover travelers from more than 100 countries. World Nomads focuses on what we believe is important to travelers: emergency medical and evacuation costs, baggage cover, trip cancellation, trip delay and trip interruption costs. We offer cover for more than 150 adventure sports and activities, plus tech and gear. We believe travelers have the responsibility to give back, and through our Footprints program, customers can add a small donation to the price of their policy to help fund a community development project with one of World Nomads’ global nonprofit and charity partners.

We are part of a suite of global specialist travel insurers owned by nib Group, Australia’s third-largest provider of travel insurance and a leading global distributor of travel insurance through nib Travel. nib Group also provides health and medical insurance to more than 1.6 million Australian and New Zealand residents and more than 200,000 international students and workers in Australia.

Editor’s Note: photos are available to download here: https://www.worldnomads.com/media-center. Photo credit: World Nomads.

Press Contacts:

World Nomads

Sarah Roman, Communications Manager

Sarah.Roman@worldnomads.com

510-871-4332

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